user-dqaxw8

14 portfolios • Best risk-adjusted portfolio: Fit for retirement (1.02 Sharpe, +10.9%/year)

Global equity portfolio with ETFs for total market, value factor, and small cap exposure. Diversified strategy for long-term growth.

by user-dqaxw8
+12.3%
IUSQ40%
IS3S40%
IUSN20%
Exp. Ratio
0.25%
Volatility
16.0%
Sharpe
0.64
DD
35.3%

Diversified ETF portfolio blending gold, broad commodities, and long-term European government bonds for balanced, multi-asset exposure.

by user-dqaxw8
+5.3%
4GLD35%
EXXY35%
LYQ630%
Exp. Ratio
0.21%
Volatility
9.8%
Sharpe
0.34
DD
18.0%

Diversified global equity ETF portfolio targeting world, value, EMU small-cap, healthcare, staples, utilities, energy, and emerging markets.

by user-dqaxw8
+10.2%
IWDA20%
HLTW14%
XDWS14%
SXRJ14%
IS3S14%
XDWU8%
IS3N8%
XDW08%
Exp. Ratio
0.29%
Volatility
12.8%
Sharpe
0.64
DD
33.1%

Global equity portfolio with 100% allocation to a diversified, low-cost ETF tracking the MSCI All Country World Index for broad market exposure.

by user-dqaxw8
+11.5%
IUSQ100%
Exp. Ratio
0.20%
Volatility
15.0%
Sharpe
0.63
DD
33.6%

Diversified ETF portfolio blending global stocks, European small caps, bonds, gold, and commodities for balanced growth across asset classes.

by user-dqaxw8
+6.5%
LYQ626%
ZPRX21%
IUSQ21%
PHAU16%
EXXY10%
XEON6%
Exp. Ratio
0.26%
Volatility
8.1%
Sharpe
0.55
DD
21.1%

A diversified ETF portfolio blending 80% global equities and 20% EUR money market for balanced growth and stability.

by user-dqaxw8
+9.4%
IUSQ80%
XEON20%
Exp. Ratio
0.18%
Volatility
12.0%
Sharpe
0.61
DD
27.2%

A diversified ETF portfolio with 70% global equities, 15% EUR money market, and 15% gold for balanced growth and stability.

by user-dqaxw8
+10.1%
IUSQ70%
4GLD15%
XEON15%
Exp. Ratio
0.15%
Volatility
12.3%
Sharpe
0.66
DD
28.4%

Diversified ETF portfolio with 40% global stocks, 40% money market, and 20% commodities/gold for balanced growth and stability.

by user-dqaxw8
+6.1%
XEON40%
IUSQ40%
4GLD10%
EXXY10%
Exp. Ratio
0.17%
Volatility
7.0%
Sharpe
0.59
DD
16.1%

Diversified ETF portfolio blending global stocks, bonds, gold, and commodities for balanced growth across major asset classes.

by user-dqaxw8
+8.0%
IUSQ28%
LYQ616%
4GLD16%
IWDA14%
EXXY10%
LYQ710%
EUN56%
Exp. Ratio
0.17%
Volatility
7.9%
Sharpe
0.76
DD
19.7%

Diversified ETF portfolio blending European government bonds, global commodities, world equities, and gold for balanced, multi-asset exposure.

by user-dqaxw8
+5.2%
LYQ643%
EXXY30%
IUSQ15%
4GLD12%
Exp. Ratio
0.23%
Volatility
7.3%
Sharpe
0.44
DD
16.7%

Diversified ETF portfolio blending global stocks, European small-cap, bonds, gold, and cash for robust all-market performance.

by user-dqaxw8
+6.2%
ZPRX20%
XEON20%
8PSG20%
LYXF20%
SPYI20%
Exp. Ratio
0.17%
Volatility
7.6%
Sharpe
0.55
DD
18.4%

Diversified ETF portfolio blending global stocks, bonds, commodities, inflation-linked bonds, and gold for balanced, long-term growth.

by user-dqaxw8
+7.5%
IUSQ30%
DBXN20%
EXXY15%
IWVL15%
LYQ710%
4GLD10%
Exp. Ratio
0.19%
Volatility
8.7%
Sharpe
0.64
DD
20.5%

Diversified retirement portfolio blending global stocks, bonds, gold, and commodities for a target 5% safe withdrawal rate.

by user-dqaxw8
+10.9%
IUSQ28%
4GLD16%
LYQ616%
IS3S14%
LYQ710%
ROLL10%
XDWU6%
Exp. Ratio
0.17%
Volatility
8.8%
Sharpe
1.02
DD
20.0%

A resilient ETF portfolio diversified across global equities, commodities, and gold, designed to perform through all economic cycles.

by user-dqaxw8
+10.3%
4GLD15%
IWDA15%
EXXY15%
IS3S10%
SXRJ10%
HLTW10%
XDWS10%
XDWU5%
XDW05%
IS3N5%
Exp. Ratio
0.27%
Volatility
10.4%
Sharpe
0.80
DD
26.4%