Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 40.0% | 0.2% |
IS3S.XETRA iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 40.0% | 0.25% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 20.0% | 0.35% |
| Total | 100.0% | 0.25% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | +3.4% | -5.6% | +9.9% | +9.5% | +1.6% | -2.1% | +2.6% | +1.4% | - | - | - | +25.5% |
| 2025 | +4.6% | -0.9% | -6.0% | -4.0% | +5.4% | +0.9% | +3.7% | +1.7% | +2.5% | +4.4% | +1.0% | +1.6% | +15.2% |
| 2024 | +1.8% | +2.5% | +4.5% | -2.5% | +1.3% | +2.0% | +2.3% | -1.3% | +1.2% | +0.2% | +6.4% | -2.2% | +17.0% |
| 2023 | +5.5% | +0.7% | -1.8% | -0.5% | +1.2% | +4.1% | +3.0% | -1.2% | -0.7% | -4.5% | +5.1% | +5.0% | +16.3% |
| 2022 | -3.1% | -0.9% | +2.5% | -1.2% | -1.7% | -7.1% | +8.1% | -1.7% | -6.3% | +5.0% | +2.0% | -4.9% | -10.1% |
| 2021 | +2.4% | +4.7% | +6.7% | +0.2% | +0.3% | +3.0% | +0.1% | +2.3% | -0.6% | +2.8% | -0.8% | +4.8% | +28.8% |
| 2020 | -1.9% | -9.0% | -14.0% | +8.9% | +1.9% | +1.3% | -2.7% | +5.0% | -0.8% | -2.0% | +11.6% | +2.5% | -2.0% |
| 2019 | +8.5% | +3.2% | +1.2% | +2.9% | -6.1% | +3.9% | +3.2% | -2.9% | +4.2% | +0.6% | +4.1% | +1.9% | +26.7% |
| 2018 | - | - | - | +1.9% | +2.7% | -0.9% | +2.0% | +0.9% | +0.7% | -5.5% | +0.5% | -8.5% | -6.6% |
Value returned +12.33% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.