Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 30.0% | 0.2% |
DBXN.XETRA Xtrackers II Eurozone Government Bond UCITS ETF 1C • LU0290355717 | ETF | 20.0% | 0.07% |
IWVL.LSE iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 15.0% | 0.25% |
EXXY.XETRA iShares Diversified Commodity Swap UCITS ETF (DE) • DE000A0H0728 | ETF | 15.0% | 0.46% |
LYQ7.XETRA Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc • LU1650491282 | ETF | 10.0% | 0.09% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 10.0% | 0% |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.8% | +2.3% | -1.9% | +4.6% | +3.9% | -1.5% | -0.3% | +3.0% | +0.7% | - | - | - | +15.4% |
| 2025 | +3.4% | +0.1% | -2.6% | -2.5% | +2.1% | -0.2% | +2.1% | +0.6% | +3.0% | +3.6% | +1.2% | +0.9% | +12.1% |
| 2024 | +1.3% | +0.9% | +3.6% | -0.2% | +0.3% | +1.7% | +0.5% | -0.5% | +2.0% | +0.7% | +3.9% | -0.7% | +14.3% |
| 2023 | +2.9% | -0.9% | +0.5% | -0.5% | +0.9% | +1.4% | +2.2% | -0.3% | -1.1% | -1.1% | +2.4% | +2.5% | +9.1% |
| 2022 | -0.1% | +0.6% | +3.3% | +0.4% | -1.8% | -5.2% | +5.7% | -1.9% | -4.7% | +1.6% | +1.5% | -4.3% | -5.4% |
| 2021 | +1.5% | +1.7% | +3.5% | +0.9% | +1.2% | +1.6% | +1.7% | +1.0% | +0.4% | +2.1% | -0.4% | +2.6% | +19.2% |
| 2020 | -0.2% | -4.6% | -7.9% | +4.0% | +1.1% | +1.5% | +0.3% | +2.5% | -0.7% | -0.5% | +3.8% | +1.5% | +0.1% |
| 2019 | +4.9% | +1.4% | +1.5% | +1.3% | -2.7% | +3.2% | +2.6% | -0.0% | +1.7% | -0.0% | +1.3% | +1.4% | +17.5% |
| 2018 | +0.1% | -0.7% | -1.5% | +2.6% | +1.6% | -1.0% | +0.3% | -0.3% | +0.6% | -1.9% | +0.3% | -3.9% | -3.9% |
| 2017 | -0.9% | +3.2% | -0.9% | -0.7% | -1.5% | -1.2% | -0.2% | +0.1% | +1.1% | +2.7% | -0.4% | +0.7% | +2.1% |
| 2016 | -2.7% | +1.2% | +0.3% | +1.3% | +2.0% | +1.5% | +1.5% | -0.3% | +0.6% | +0.0% | +2.0% | +1.8% | +9.5% |
| 2015 | +4.6% | +3.6% | +1.9% | -1.4% | +0.6% | -2.9% | -0.3% | -5.2% | -1.8% | +5.3% | +1.0% | -3.6% | +1.4% |
| 2014 | - | - | - | - | - | - | - | - | - | +0.3% | +1.6% | +0.1% | +1.9% |
Total Portfolio returned +7.55% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.