Annual Rebalancing
EUR
High Risk
8.3yr backtest

Performance Summary

Total Return+539.95%
Annualized Return+24.98%
Volatility+29.07%
Sharpe Ratio0.79
Max Drawdown+42.11%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global equity portfolio with 67% in a diversified world ETF and 33% in a leveraged US tech ETF for targeted growth.
AssetTypeAllocationTER
ACWI.PA
Amundi MSCI All Country World UCITS ETF EUR AccLU1829220216
ETF
67.0%0.45%
3QQQ.XETRA
WisdomTree NASDAQ 100 3x Daily LeveragedIE00BLRPRL42
ETF
33.0%0.75%
Total100.0%0.55%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €63,995.19
Histogram of Monthly Returns
The portfolio had a positive return during 66 of the 101 months (65%)
Monthly Returns Heatmap
Best month: +25.6% • Worst month: -20.9% • Best year: 2023 (+73.3%) • Worst year: 2022 (-36.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.7%-2.0%-9.2%+21.2%+16.8%-0.6%-9.7%+5.4%+0.8%---+21.0%
2025+4.5%-7.2%-13.3%-5.1%+12.1%+4.9%+7.2%-1.6%+6.4%+8.7%-3.6%-0.1%+10.4%
2024+3.3%+6.4%+3.8%-5.0%+3.4%+13.2%-4.3%-1.7%+3.3%+0.8%+10.5%+1.2%+38.9%
2023+11.8%+0.7%+8.2%-0.6%+13.5%+9.0%+6.4%-2.7%-7.0%-7.2%+16.9%+10.7%+73.3%
2022-13.3%-4.7%+6.9%-10.0%-6.7%-9.3%+13.5%-3.3%-9.0%+3.0%+0.4%-7.8%-36.0%
2021+0.5%+1.8%+4.8%+6.2%-2.8%+11.3%+3.3%+7.3%-6.6%+10.7%+4.3%+4.3%+53.6%
2020+25.6%-15.5%-20.9%+21.3%+9.2%+4.9%+7.0%+24.2%-10.0%+1.7%+8.7%+11.1%+71.3%
2019+5.0%+2.3%+1.7%+2.4%-3.5%+2.7%+2.2%-1.2%+2.2%+0.1%+3.0%+0.8%+18.7%
2018----+2.1%-0.2%+1.6%+0.9%+0.4%-5.8%+5.4%-4.5%-0.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +42.11% • The longest drawdown period lasted for 1 year and 7 months and was between November 2021 and July 2023. It reached a trough of -37.3%.
When could this portfolio get you to financial independence?

Jac2 returned +24.98% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+539.95%
Annualized Return
+24.98%
Avg Monthly Return
+2.18%
Risk
Volatility (Annual)
+29.07%
Max Drawdown
+42.11%
Positive Months
65%
Average Drawdown
-10.5%
Risk-Adjusted
Sharpe Ratio
0.79
Risk-free rate: 2.0%
Sortino Ratio
0.78
Downside risk adjusted
Return/Volatility
0.86
Calmar Ratio
0.59
Return/Max Drawdown
Ulcer Index
14.12
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
63,995.19
Backtest Period
2018-05-09 to 2026-09-04
8.3 years
Rebalancing
annual
Base Currency
EUR