Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 40.0% | 0.1% |
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 40.0% | 0.2% |
EXXY.XETRA iShares Diversified Commodity Swap UCITS ETF (DE) • DE000A0H0728 | ETF | 10.0% | 0.46% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 10.0% | 0% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.5% | +1.4% | -1.5% | +3.4% | +2.0% | -1.1% | +0.2% | +2.5% | +0.4% | - | - | - | +10.1% |
| 2025 | +3.1% | -0.6% | -2.2% | -2.2% | +2.1% | +0.0% | +2.4% | +0.1% | +2.7% | +2.9% | +0.7% | +0.7% | +9.8% |
| 2024 | +1.6% | +1.5% | +2.8% | +0.3% | +0.5% | +2.3% | -0.0% | -0.1% | +1.6% | +1.3% | +3.2% | -0.2% | +15.8% |
| 2023 | +2.2% | -0.4% | +0.5% | -0.3% | +1.2% | +1.2% | +1.8% | -0.2% | -0.5% | -0.6% | +1.8% | +1.5% | +8.5% |
| 2022 | -0.9% | +0.5% | +3.1% | +0.6% | -1.7% | -3.4% | +4.1% | -0.6% | -2.8% | +0.8% | +0.6% | -2.8% | -2.6% |
| 2021 | +1.0% | +1.2% | +2.4% | +1.3% | +0.7% | +1.8% | +1.0% | +1.3% | -0.2% | +2.5% | -0.2% | +2.1% | +15.7% |
| 2020 | -0.4% | -3.8% | -5.3% | +3.9% | +0.8% | +1.3% | +0.7% | +2.3% | -0.8% | -0.8% | +2.8% | +1.1% | +1.6% |
| 2019 | +4.0% | +1.6% | +1.1% | +1.3% | -2.2% | +2.3% | +1.9% | -0.1% | +1.1% | +0.1% | +1.5% | +1.5% | +14.8% |
| 2018 | +0.4% | -0.8% | -1.7% | +1.9% | +2.1% | -0.9% | +0.5% | +0.3% | +0.3% | -1.7% | +0.3% | -3.5% | -2.9% |
| 2017 | -0.2% | +2.7% | -0.2% | -0.7% | -1.1% | -0.9% | -0.4% | +0.0% | +0.9% | +1.9% | -0.5% | +0.8% | +2.1% |
| 2016 | -2.4% | +1.1% | +0.1% | +1.0% | +1.5% | +1.1% | +1.1% | -0.3% | +0.4% | +0.3% | +1.8% | +1.1% | +6.9% |
| 2015 | +3.8% | +2.6% | +1.4% | -1.1% | +0.9% | -2.1% | -0.5% | -4.0% | -1.6% | +4.2% | +1.1% | -2.8% | +1.5% |
| 2014 | -0.3% | +2.0% | -0.2% | +0.3% | +1.3% | +1.2% | +0.1% | +1.8% | +0.1% | +0.0% | +1.3% | +0.1% | +8.0% |
| 2013 | +0.5% | +1.4% | +2.0% | -1.6% | +0.6% | -3.1% | +1.4% | +0.2% | +0.0% | +1.4% | +0.1% | -0.3% | +2.6% |
| 2012 | +1.1% | -0.4% | -0.6% | -0.7% | -1.2% | +0.6% | +4.0% | -0.1% | +0.4% | -1.3% | +0.2% | -0.8% | +1.2% |
| 2011 | - | - | - | - | - | - | - | - | - | +0.7% | +0.7% | -0.7% | +0.6% |
Slow Pace short duration returned +6.13% a year over the 15 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.