Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 34.0% | 0% |
LYQ6.XETRA Amundi Euro Government Bond 10-15Y UCITS ETF Acc • LU1650489385 | ETF | 33.0% | 0.15% |
EXXY.XETRA iShares Diversified Commodity Swap UCITS ETF (DE) • DE000A0H0728 | ETF | 33.0% | 0.46% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +7.0% | +2.7% | +0.2% | +0.1% | -0.7% | -5.5% | +1.3% | +4.8% | +0.4% | - | - | - | +10.3% |
| 2025 | +4.0% | +1.0% | +1.1% | -1.7% | -0.5% | -1.7% | +1.6% | +0.3% | +5.2% | +4.0% | +2.8% | +1.2% | +18.2% |
| 2024 | +0.7% | -0.8% | +4.4% | +2.4% | -0.3% | +0.6% | +0.2% | -0.0% | +3.3% | +2.4% | +2.0% | -0.4% | +15.4% |
| 2023 | +1.8% | -2.8% | +2.3% | -1.2% | +0.6% | -1.4% | +1.8% | +0.5% | -1.5% | +2.8% | -0.7% | +0.8% | +3.0% |
| 2022 | +2.7% | +3.2% | +4.3% | +2.9% | -2.0% | -4.1% | +3.8% | -1.9% | -3.2% | -1.3% | +1.4% | -3.9% | +1.2% |
| 2021 | +1.6% | -0.9% | +0.8% | +1.9% | +2.6% | -0.2% | +3.1% | -0.3% | +1.8% | +1.3% | -0.7% | +1.1% | +12.6% |
| 2020 | +0.9% | -1.1% | -4.3% | +2.0% | +0.5% | +1.7% | +2.9% | +0.4% | -0.6% | +0.9% | -2.5% | +1.2% | +1.8% |
| 2019 | +3.2% | +0.1% | +1.4% | -0.4% | +0.4% | +3.4% | +2.3% | +3.6% | -0.7% | -0.3% | -1.5% | +1.5% | +13.7% |
| 2018 | -0.7% | +0.3% | -0.0% | +1.8% | +1.9% | -2.4% | -1.8% | -1.1% | +0.3% | +1.5% | -0.0% | -0.5% | -0.7% |
| 2017 | -1.1% | +2.9% | -1.9% | -0.9% | -2.1% | -2.1% | -0.4% | +1.2% | -0.6% | +1.9% | -1.3% | +0.1% | -4.5% |
| 2016 | +2.4% | +3.6% | -1.6% | +2.6% | +0.7% | +5.3% | -0.9% | -1.6% | +0.8% | -0.6% | -1.2% | +1.0% | +10.7% |
| 2015 | +7.0% | +0.3% | +1.3% | -2.2% | -0.2% | -2.8% | -3.5% | -1.4% | -0.0% | +1.8% | -1.4% | -3.6% | -5.0% |
| 2014 | +3.1% | +3.2% | -0.4% | +1.2% | -0.5% | +2.7% | -0.6% | +1.7% | -1.1% | -1.3% | +1.2% | -0.2% | +9.4% |
| 2013 | -1.2% | -0.6% | +2.1% | -3.6% | -1.9% | -6.6% | +1.3% | +3.6% | -3.7% | +0.1% | -1.8% | -1.5% | -13.4% |
| 2012 | +4.6% | -0.1% | -1.8% | -0.3% | +0.4% | -0.1% | +5.9% | +0.0% | +1.8% | -2.0% | +0.4% | -2.5% | +6.1% |
| 2011 | -3.7% | +2.3% | -1.2% | +0.7% | +0.9% | -3.3% | +4.0% | +5.3% | -4.2% | +0.3% | +0.9% | -1.4% | +0.2% |
| 2010 | -0.7% | +3.8% | +0.5% | +3.0% | +5.2% | +0.4% | -3.9% | +4.5% | -1.9% | +1.5% | +4.3% | +2.2% | +20.3% |
| 2009 | +5.8% | +0.8% | -3.1% | +0.0% | +2.7% | -1.8% | +1.2% | +0.6% | +0.6% | +2.1% | +4.5% | +1.1% | +15.2% |
| 2008 | +2.0% | +4.2% | -6.1% | -1.1% | +1.1% | +3.4% | -4.1% | +0.0% | +0.3% | -7.6% | +4.5% | -4.9% | -8.7% |
Stack returned +5.24% a year over the 19 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.