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Noteworthy Portfolios: January 2026

3 standout public portfolios created by the EuroFolio community this month, picked from a pool of 18 for genuine strategy variety and interest — not just the highest backtest return.

1

A Permanent Portfolio With Staying Power

+7.85%/yr
CARTERA PERMANENTE ACTUAL EMU by user-u6btuh

Diversified EUR-based portfolio with small caps exposure, annual rebalancing strategy for long-term wealth building and portfolio stability.

GOLD-EUR25%
PRAB25%
SXRQ25%
PRAZ18%
SXRJ8%
Return
+7.85%
Sharpe
0.90
Max DD
-10.63%
Backtest
5.7yr
Defensive allocation
Gold and bonds
Longer track record

Nearly half the portfolio sits in bonds and another quarter in gold, making this the defensive outlier in the month’s shortlist. The trade-off is clear: its return trails the equity-heavy entries, but the 10.6% maximum drawdown over a 5.7-year test shows how effectively the allocation has contained shocks. The small-cap equity sleeve adds a modest return-seeking edge without changing the portfolio’s preservation-first character.

2

A Mixed Portfolio With More Bite

+12.24%/yr
current optimized 2 by user-3uq7rr

Optimized corporate bond portfolio rebalanced annually for steady income and capital preservation with diversified fixed income exposure.

VWRA44%
AGGU25%
IGLN20%
IUIT11%
Return
+12.24%
Sharpe
0.89
Max DD
-19.59%
Backtest
7.0yr
Equity and gold
Multi-asset
Income-oriented

Despite being described as a corporate-bond strategy, this portfolio is driven primarily by equities: VWRA and a technology ETF together account for 55%, with gold supplying a substantial diversifier. That makes its seven-year result more impressive but also explains why the drawdown was closer to 20% than a cautious income portfolio might suggest. The combination is an intriguing middle ground between a conventional global stock portfolio and a genuine capital-preservation mix.

3

A High-Conviction Factor Cocktail

+17.42%/yr
Matteo by user-1slc57

Matteo diversified ETF portfolio: 40% global value, 35% tech, 25% emerging markets with monthly rebalancing in EUR.

XDEV40%
QDVE35%
AYEM25%
Return
+17.42%
Sharpe
0.88
Max DD
-32.51%
Backtest
7.7yr
Factor investing
Technology tilt
High risk

This is a deliberately assertive allocation, with 75% split between global value and technology and the remaining quarter devoted to emerging markets. The mix delivered strong long-run growth across 7.7 years, but its 32.5% maximum drawdown is a reminder that the three sleeves can all punish investors at once. It looks more like a satellite growth portfolio than a comfortable one-fund core holding.