HomePortfoliosCARTERA PERMANENTE ACTUAL EMU

CARTERA PERMANENTE ACTUAL EMU

Con small caps

Optimize
Annual Rebalancing
EUR
Low Risk
5.4yr backtest

Performance Summary

Total Return+53.84%
Annualized Return+8.27%
Volatility+6.27%
Sharpe Ratio1.00
Max Drawdown+10.63%

Holdings

Asset Allocation

Asset Class

Bonds 50.0%Precious Metals 25.0%Equity 25.0%
Holdings Details
Diversified EUR-based portfolio with small caps exposure, annual rebalancing strategy for long-term wealth building and portfolio stability.
AssetTypeAllocationTER
GOLD-EUR.PA
Amundi Physical Gold ETC (C)FR0013416716
ETF
25.0%0.12%
PRAB.XETRA
Amundi Prime Euro Government Bond 0-1Y UCITS ETF AccLU2233156582
ETF
25.0%0.05%
SXRQ.XETRA
iShares Euro Government Bond 7-10yr UCITS ETF (Acc)IE00B3VTN290
ETF
25.0%0.15%
PRAZ.XETRA
Amundi Prime Eurozone UCITS ETF DR (C)LU2089238112
ETF
17.5%0.05%
SXRJ.XETRA
iShares MSCI EMU Small Cap UCITS ETF (Acc)IE00B3VWMM18
ETF
7.5%0.58%
Total100.0%0.13%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €15,383.51
Histogram of Monthly Returns
The portfolio had a positive return during 47 of the 67 months (70%)
Monthly Returns Heatmap
Best month: +4.8% • Worst month: -5.5% • Best year: 2025 (+18.6%) • Worst year: 2022 (-7.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+4.8%+2.7%-5.5%+0.9%--------+2.5%
2025+3.8%+1.3%+0.4%+1.1%+1.5%-0.9%+1.0%+0.6%+3.6%+2.3%+1.7%+0.8%+18.6%
2024+0.4%+0.4%+3.6%+0.6%+0.9%-0.5%+1.8%+0.7%+1.8%+0.8%+0.7%-0.3%+11.3%
2023+4.1%-0.8%+2.0%+0.1%+0.3%-0.5%+1.1%-0.6%-2.2%+1.2%+2.7%+2.1%+9.8%
2022-1.4%-0.1%+0.2%-0.5%-1.6%-2.8%+2.6%-2.9%-2.8%+1.0%+3.0%-1.7%-7.0%
2021-0.5%-1.0%+2.3%+0.8%+2.1%-0.8%+1.7%+0.6%-1.5%+1.1%+0.1%+1.5%+6.4%
2020---------+0.1%+2.8%+1.6%+4.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +10.63% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -10.6%.

Detailed Metrics

Returns
Total Return
+53.84%
Annualized Return
+8.27%
Avg Monthly Return
+0.66%
Risk
Volatility (Annual)
+6.27%
Max Drawdown
+10.63%
Positive Months
70%
Average Drawdown
-2.5%
Risk-Adjusted
Sharpe Ratio
1.00
Risk-free rate: 2.0%
Sortino Ratio
0.96
Downside risk adjusted
Return/Volatility
1.32
Calmar Ratio
0.78
Return/Max Drawdown
Ulcer Index
3.19
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
15,383.51
Backtest Period
2020-10-29 to 2026-04-02
5.4 years
Rebalancing
annual
Base Currency
EUR