Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
5MVL.XETRA iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) • IE00BG0SKF03 | ETF | 38.0% | 0.4% |
IEVL.LSE iShares Edge MSCI Europe Value Factor UCITS ETF • IE00BQN1K901 | ETF | 34.0% | 0.25% |
IUVF.LSE iShares Edge MSCI USA Value Factor UCITS ETF • IE00BD1F4M44 | ETF | 28.0% | 0.2% |
| Total | 100.0% | 0.29% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +6.6% | +7.7% | -7.6% | +10.7% | +13.5% | +0.3% | -3.7% | +3.7% | +1.1% | - | - | - | +35.0% |
| 2025 | +5.8% | -0.1% | -2.0% | -3.2% | +4.7% | +4.6% | +4.3% | +1.4% | +4.1% | +7.7% | +0.6% | +2.4% | +34.1% |
| 2024 | -1.4% | +3.0% | +4.3% | +0.1% | +2.0% | +0.7% | +0.4% | -1.1% | +0.8% | +0.5% | +1.9% | -1.4% | +10.2% |
| 2023 | +5.6% | -0.3% | -2.0% | -0.4% | -3.4% | +3.9% | +3.5% | -2.8% | +2.0% | -4.6% | +4.6% | +5.0% | +10.9% |
| 2022 | +0.7% | -2.0% | +1.4% | -0.9% | +2.1% | -8.1% | +2.2% | +1.5% | -5.9% | +2.8% | +6.2% | -2.2% | -3.0% |
| 2021 | +2.4% | +3.0% | +5.9% | +2.2% | +0.5% | +0.3% | -2.3% | +2.2% | -1.1% | -0.4% | -0.4% | +4.2% | +17.5% |
| 2020 | -5.5% | -5.8% | -13.4% | +6.2% | +3.4% | +4.0% | -2.7% | +1.7% | +0.9% | -2.8% | +13.6% | +1.6% | -1.4% |
| 2019 | +5.8% | -0.1% | +1.0% | +2.5% | -4.7% | +6.1% | +3.5% | -5.1% | +3.5% | -2.3% | +2.4% | +3.3% | +16.3% |
| 2018 | - | - | - | - | - | - | - | - | - | - | - | -3.8% | -3.8% |
value returned +14.12% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.