HomePortfoliosPortfolio 2

Portfolio 2

1 simple Etf portfolio for DCA

None Rebalancing
EUR
Moderate Risk
6.2yr backtest

Performance Summary

Total Return+105.35%
Annualized Return+12.40%
Volatility+17.75%
Sharpe Ratio0.59
Max Drawdown+33.67%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Simple S&P 500 ETF portfolio for dollar-cost averaging in EUR. Low-cost index investing strategy with automatic rebalancing for long-term wealth building.
AssetTypeAllocationTER
VUAA.XETRA
Vanguard S&P 500 UCITS ETF (USD) AccumulatingIE00BFMXXD54
ETF
100.0%0.07%
Total100.0%0.07%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €20,535.08
Histogram of Monthly Returns
The portfolio had a positive return during 45 of the 75 months (60%)
Monthly Returns Heatmap
Best month: +11.2% • Worst month: -11.3% • Best year: 2021 (+40.8%) • Worst year: 2022 (-14.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.3%-0.5%-3.9%+1.9%---------2.8%
2025+3.8%-3.6%-9.1%-5.3%+6.8%+1.5%+6.1%-1.1%+2.8%+4.8%-0.5%-0.4%+4.7%
2024+4.1%+4.4%+3.7%-2.2%+1.1%+6.9%-0.4%-0.7%+1.7%+2.6%+8.5%-0.8%+32.3%
2023+4.1%+0.9%+0.3%+0.2%+4.1%+4.2%+2.2%+0.5%-2.1%-3.2%+5.9%+3.9%+22.6%
2022-5.9%-1.8%+6.1%-2.9%-4.1%-5.8%+11.2%-1.3%-5.4%+4.9%-2.0%-6.5%-14.3%
2021+1.1%+3.4%+7.0%+2.5%-1.1%+5.7%+2.3%+3.7%-2.1%+6.0%+2.4%+4.2%+40.8%
2020--11.3%-9.1%+10.9%+2.0%+1.0%+0.4%+6.9%-1.7%-2.5%+7.8%+1.1%+3.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +33.67% • The longest drawdown period lasted for 11 months and was between August 2022 and July 2023. It reached a trough of -14.8%.

Detailed Metrics

Returns
Total Return
+105.35%
Annualized Return
+12.40%
Avg Monthly Return
+1.06%
Risk
Volatility (Annual)
+17.75%
Max Drawdown
+33.67%
Positive Months
60%
Average Drawdown
-5.9%
Risk-Adjusted
Sharpe Ratio
0.59
Risk-free rate: 2.0%
Sortino Ratio
0.54
Downside risk adjusted
Return/Volatility
0.70
Calmar Ratio
0.37
Return/Max Drawdown
Ulcer Index
7.51
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
20,535.08
Backtest Period
2020-02-04 to 2026-04-02
6.2 years
Rebalancing
none
Base Currency
EUR