Mix

Mix

Holdings

Asset Allocation

Asset Class

Equity 40.0%Bonds 20.0%Precious Metals 20.0%Commodities 10.0%Real Estate 10.0%

Holdings Details

Explore a diversified ETF portfolio built for balance, blending US stocks, bonds, gold, commodities, and real estate assets in EUR with annual rebalancing.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
XD9U.XETRA Xtrackers MSCI USA UCITS ETF 1C • IE00BJ0KDR00	IE00BJ0KDR00	Acc	ETF	20.0%	0.03%
IUS3.XETRA iShares S&P SmallCap 600 UCITS ETF • IE00B2QWCY14	IE00B2QWCY14	Dist	ETF	20.0%	0.3%
EUNX.XETRA iShares US Aggregate Bond UCITS ETF (Dist) • IE00B44CGS96	IE00B44CGS96	Dist	ETF	20.0%	0.25%
EGLN.LSE iShares Physical Gold ETC • IE00B4ND3602	IE00B4ND3602	Acc	ETF	20.0%	0.12%
SXRS.XETRA iShares Diversified Commodity Swap UCITS ETF • IE00BDFL4P12	IE00BDFL4P12	Acc	ETF	10.0%	0.19%
IQQ6.XETRA iShares Developed Markets Property Yield UCITS ETF • IE00B1FZS350	IE00B1FZS350	Dist	ETF	10.0%	0.59%
Total		Total			100.0%	0.22%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €22,495.78

Histogram of Monthly Returns

The portfolio had a positive return during 65 of the 97 months (67%)

Monthly Returns Heatmap

Best month: +7.0% • Worst month: -8.8% • Best year: 2021 (+25.4%) • Worst year: 2022 (-5.8%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+4.0%	+2.9%	-2.4%	+3.4%	-	-	-	-	-	-	-	-	+8.0%
2025	+4.2%	-1.3%	-3.8%	-4.5%	+2.1%	-1.3%	+3.7%	+0.9%	+3.5%	+3.4%	+1.9%	-0.1%	+8.5%
2024	+1.0%	+0.8%	+4.1%	-0.5%	+0.5%	+2.3%	+2.5%	-0.7%	+2.0%	+2.3%	+5.9%	-2.4%	+19.0%
2023	+3.6%	-0.2%	-1.5%	-1.3%	+1.8%	+0.6%	+2.3%	-0.1%	-1.7%	-1.2%	+2.3%	+4.3%	+8.9%
2022	-2.8%	+1.7%	+3.9%	+1.0%	-3.1%	-3.6%	+7.0%	-1.4%	-3.9%	+1.3%	-0.9%	-4.4%	-5.8%
2021	+2.9%	+1.5%	+4.1%	+1.4%	+0.5%	+2.8%	+1.5%	+1.4%	+0.0%	+3.0%	+0.8%	+2.9%	+25.4%
2020	+0.9%	-4.2%	-8.8%	+6.7%	+0.3%	+1.4%	+0.2%	+2.2%	-1.2%	+0.0%	+3.2%	+1.3%	+1.2%
2019	+6.3%	+2.4%	+1.3%	+1.3%	-2.2%	+2.8%	+3.8%	+1.1%	+1.3%	-0.6%	+1.9%	+0.8%	+21.9%
2018	-	-	-	+1.6%	+5.6%	-0.6%	+0.3%	+2.2%	-0.9%	-1.5%	+0.5%	-5.2%	+1.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +22.71% • The longest drawdown period lasted for 1 year and 6 months and was between August 2022 and March 2024. It reached a trough of -11.7%.

Dividend Income

Summary

This portfolio contains 3 distributing ETFs (50.0% of total allocation)

Total Dividends Received

€1,298.13

64 payments

Dividend Yield

1.09%

(annualized)

Avg Per Payment

€20.28

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€46.05	0.21%	2
2025	€252.40	1.30%	8
2024	€219.72	1.25%	8
2023	€181.95	1.19%	8
2022	€142.00	0.90%	8
2021	€112.55	0.79%	8
2020	€116.09	0.96%	8
2019	€126.18	1.09%	8
2018	€101.18	0.95%	6
Total	€1,298.13	1.09%	64

Detailed Metrics

Returns

Total Return

+124.96%

Annualized Return

+10.70%

Avg Monthly Return

+0.88%

Risk

Volatility (Annual)

+10.31%

Max Drawdown

+22.71%

Positive Months

67%

Average Drawdown

-4.4%

Risk-Adjusted

Sharpe Ratio

0.84

Risk-free rate: 2.0%

Sortino Ratio

0.78

Downside risk adjusted

Return/Volatility

1.04

Calmar Ratio

0.47

Return/Max Drawdown

Ulcer Index

5.51

Drawdown depth & duration

Martin Ratio

0.02

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€22,495.78

Backtest Period

2018-04-25 to 2026-04-17
8.0 years

Rebalancing

annual

Base Currency

EUR

Performance Summary

Holdings

Performance

Dividend Income

Detailed Metrics