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Maybe?

Maybe?

Created byuser-5vfnu3
None Rebalancing
EUR
Moderate Risk
1.6yr backtest

Performance Summary

Total Return+26.38%
Annualized Return+16.19%
Volatility+16.12%
Sharpe Ratio0.88
Max Drawdown+22.55%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Passive EUR ETF portfolio with no rebalancing. A simple, long-term "Maybe?" strategy for hands-off European investors seeking diversified exposure.
AssetTypeAllocationTER
AVWC.XETRA
Avantis Global Equity UCITS ETF USD Acc • IE000RJECXS5
ETF
40.0%0.22%
AVWS.XETRA
Avantis Global Small Cap Value UCITS ETF USD Acc • IE0003R87OG3
ETF
40.0%0.39%
SPYL.XETRA
State Street SPDR S&P 500 UCITS ETF USD Unhedged (Acc) • IE000XZSV718
ETF
20.0%0.03%
Total100.0%0.25%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,637.9
Histogram of Monthly Returns
The portfolio had a positive return during 14 of the 19 months (74%)
Monthly Returns Heatmap
Best month: +9.3% • Worst month: -7.3% • Best year: 2026 (+9.8%) • Worst year: 2024 (+6.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.6%+3.8%-3.8%+7.1%--------+9.8%
2025+4.4%-3.2%-7.3%-5.5%+6.7%+0.7%+4.4%+2.0%+1.2%+2.5%+1.6%+0.8%+7.7%
2024---------+1.4%+9.3%-3.5%+6.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +22.55% • The longest drawdown period lasted for 7 months and was between February 2025 and October 2025. It reached a trough of -22.5%.

Detailed Metrics

Returns
Total Return
+26.38%
Annualized Return
+16.19%
Avg Monthly Return
+1.33%
Risk
Volatility (Annual)
+16.12%
Max Drawdown
+22.55%
Positive Months
74%
Average Drawdown
-4.5%
Risk-Adjusted
Sharpe Ratio
0.88
Risk-free rate: 2.0%
Sortino Ratio
0.81
Downside risk adjusted
Return/Volatility
1.00
Calmar Ratio
0.72
Return/Max Drawdown
Ulcer Index
6.01
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,637.9
Backtest Period
2024-10-01 to 2026-04-24
1.6 years
Rebalancing
none
Base Currency
EUR