2029
You'll be 36
Median scenario: 2029 · Optimistic (90th percentile): 2028
From this point, your portfolio's expected monthly growth exceeds your €500/month contribution. Compounding is now doing more for you than saving is.
2045
You'll be 52
Median scenario: 2045 · Optimistic (90th percentile): 2038
Your portfolio reaches your inflation-adjusted €750.000 target, covering €30.000/year of today's spending power.
2057
Age 65, as set above
Projected balance: €8.814.547 median (636% of your €1.385.692 target)
Optimistic (90th percentile): €58.629.123. Conservative (10th percentile): €1.656.610.