Home PortfoliosLS60

LS60

Created byuser-exeqnb

None Rebalancing

GBP

Low Risk

Multi-currency

5.4yr backtest

Performance Summary

Total Return+37.41%

Annualized Return+6.01%

Volatility+8.78%

Sharpe Ratio0.46

Max Drawdown+14.57%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

A globally diversified equity portfolio built with a single low-cost ETF for simple, long-term growth investing.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
V60A.XETRA Vanguard LifeStrategy 60% Equity UCITS ETF Accumulating • IE00BMVB5P51	IE00BMVB5P51	Acc	ETF	100.0%	0.25%
Total		Total			100.0%	0.25%

Performance

Portfolio Value Over Time

Starting with £10,000 investment → now worth £13,741.15

Histogram of Monthly Returns

The portfolio had a positive return during 39 of the 66 months (59%)

Monthly Returns Heatmap

Best month: +4.2% • Worst month: -4.5% • Best year: 2025 (+12.6%) • Worst year: 2022 (-9.5%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+0.1%	+2.8%	-4.5%	+3.7%	+3.3%	-	-	-	-	-	-	-	+5.3%
2025	+3.6%	-2.3%	-3.1%	-0.5%	+2.7%	+2.6%	+3.4%	+0.2%	+2.8%	+3.5%	-0.3%	-0.4%	+12.6%
2024	-0.2%	+2.2%	+2.5%	-2.0%	+0.5%	+2.8%	+0.3%	+0.3%	+0.3%	+1.0%	+2.7%	-1.2%	+9.3%
2023	+3.2%	-0.8%	+0.5%	-0.1%	-0.8%	+1.9%	+1.3%	-1.0%	-0.3%	-2.2%	+4.1%	+4.2%	+10.1%
2022	-4.2%	-1.8%	+2.2%	-3.4%	-0.7%	-3.4%	+4.2%	+0.8%	-3.9%	-0.2%	+1.8%	-1.1%	-9.5%
2021	-2.1%	-1.4%	+1.3%	+3.3%	-1.1%	+2.5%	+0.7%	+2.1%	-1.5%	+0.8%	+1.4%	+0.3%	+6.3%
2020	-	-	-	-	-	-	-	-	-	-	-	+0.2%	+0.2%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +14.57% • The longest drawdown period lasted for 2 years and 2 months and was between December 2021 and February 2024. It reached a trough of -14.6%.

Detailed Metrics

Returns

Total Return

+37.41%

Annualized Return

+6.01%

Avg Monthly Return

+0.51%

Risk

Volatility (Annual)

+8.78%

Max Drawdown

+14.57%

Positive Months

59%

Average Drawdown

-4.3%

Risk-Adjusted

Sharpe Ratio

0.46

Risk-free rate: 2.0%

Sortino Ratio

0.45

Downside risk adjusted

Return/Volatility

0.68

Calmar Ratio

0.41

Return/Max Drawdown

Ulcer Index

5.46

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

£10,000

Final Value

£13,741.15

Backtest Period

2020-12-11 to 2026-05-22
5.4 years

Rebalancing

none

Base Currency

GBP