kiro

An etf portfolio for a 22 year old

Optimize
None Rebalancing
EUR
Moderate Risk
6.2yr backtest

Performance Summary

Total Return+101.36%
Annualized Return+12.04%
Volatility+17.42%
Sharpe Ratio0.58
Max Drawdown+33.30%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Kiro: A diversified ETF portfolio for young investors combining global market exposure with US growth focus. 60% VWCE, 30% S&P 500, 10% tech sector allocation.
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
60.0%0.19%
VUAA.XETRA
Vanguard S&P 500 UCITS ETF (USD) AccumulatingIE00BFMXXD54
ETF
30.0%0.07%
QDVE.XETRA
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)IE00B3WJKG14
ETF
10.0%0.15%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €20,136.31
Histogram of Monthly Returns
The portfolio had a positive return during 45 of the 75 months (60%)
Monthly Returns Heatmap
Best month: +10.4% • Worst month: -11.0% • Best year: 2021 (+34.3%) • Worst year: 2022 (-15.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.1%+0.3%-4.7%+2.2%---------2.2%
2025+3.3%-3.0%-8.5%-4.2%+7.1%+1.9%+5.8%-0.9%+3.5%+5.2%-1.3%+0.1%+7.9%
2024+3.7%+4.2%+3.5%-2.0%+1.7%+6.8%-0.7%-0.7%+1.8%+1.6%+7.3%-0.3%+29.8%
2023+5.0%+0.7%+1.0%-0.1%+4.3%+3.8%+2.4%-0.3%-2.0%-3.2%+6.3%+3.8%+23.4%
2022-5.5%-2.2%+4.8%-2.9%-3.8%-6.0%+10.4%-1.6%-6.1%+4.1%-0.2%-6.1%-15.3%
2021+1.0%+2.9%+5.9%+1.9%-0.8%+5.4%+1.5%+3.4%-2.1%+5.2%+1.7%+4.0%+34.3%
2020--11.0%-10.0%+10.0%+2.3%+2.4%-0.1%+6.7%-1.4%-2.5%+8.4%+2.1%+4.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +33.30% • The longest drawdown period lasted for 1 year and 6 months and was between January 2022 and July 2023. It reached a trough of -17.3%.

Detailed Metrics

Returns
Total Return
+101.36%
Annualized Return
+12.04%
Avg Monthly Return
+1.03%
Risk
Volatility (Annual)
+17.42%
Max Drawdown
+33.30%
Positive Months
60%
Average Drawdown
-5.8%
Risk-Adjusted
Sharpe Ratio
0.58
Risk-free rate: 2.0%
Sortino Ratio
0.53
Downside risk adjusted
Return/Volatility
0.69
Calmar Ratio
0.36
Return/Max Drawdown
Ulcer Index
7.48
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
20,136.31
Backtest Period
2020-02-04 to 2026-04-02
6.2 years
Rebalancing
none
Base Currency
EUR