Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 39.0% | 0.07% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 20.0% | 0.18% |
XSX6.XETRA Xtrackers STOXX Europe 600 UCITS ETF 1C • LU0328475792 | ETF | 20.0% | 0.2% |
SPY4.XETRA SPDR S&P 400 U.S. Mid Cap UCITS ETF USD Unhedged (Acc) • IE00B4YBJ215 | ETF | 9.0% | 0.3% |
XXSC.XETRA Xtrackers MSCI Europe Small Cap UCITS ETF 1C • LU0322253906 | ETF | 6.0% | 0.3% |
ZPRR.XETRA State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF USD • IE00BJ38QD84 | ETF | 6.0% | 0.3% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.4% | +2.4% | -6.1% | +9.0% | +5.7% | +1.9% | -2.1% | +1.9% | -0.3% | - | - | - | +15.0% |
| 2025 | +4.3% | -1.8% | -6.3% | -3.8% | +5.9% | +1.1% | +4.0% | -0.0% | +2.7% | +3.9% | -0.2% | +0.8% | +10.3% |
| 2024 | +1.5% | +3.4% | +3.9% | -1.5% | +1.5% | +3.5% | +1.2% | -0.9% | +1.7% | +0.3% | +5.7% | -1.7% | +19.9% |
| 2023 | +5.6% | +0.3% | -1.1% | -0.2% | +1.2% | +3.7% | +3.1% | -1.6% | -1.9% | -4.1% | +6.0% | +4.7% | +16.1% |
| 2022 | -4.9% | -2.1% | +3.0% | -1.8% | -2.9% | -6.5% | +9.0% | -1.6% | -6.6% | +4.0% | +2.2% | -5.2% | -13.7% |
| 2021 | +1.8% | +3.4% | +5.5% | +1.7% | +0.0% | +3.7% | +0.4% | +2.9% | -2.0% | +4.3% | -0.1% | +4.0% | +28.5% |
| 2020 | -1.4% | -8.0% | -13.7% | +10.1% | +2.0% | +2.6% | +0.4% | +4.8% | -0.9% | -1.6% | +10.2% | +2.8% | +4.7% |
| 2019 | +8.6% | +3.5% | +2.1% | +3.5% | -5.5% | +4.0% | +2.9% | -2.4% | +3.2% | +0.3% | +4.1% | +2.7% | +29.8% |
| 2018 | +1.5% | -2.2% | -2.8% | +3.2% | +3.4% | -0.6% | +2.4% | +1.2% | +0.0% | -5.7% | +1.1% | -8.1% | -7.1% |
| 2017 | -0.6% | +5.1% | +0.9% | +0.1% | -1.2% | -0.8% | -0.4% | -0.4% | +2.9% | +3.2% | -0.3% | +1.5% | +10.2% |
| 2016 | -7.0% | +0.8% | +2.5% | -0.2% | +3.6% | -0.9% | +4.5% | +0.6% | +0.2% | +0.1% | +5.1% | +2.9% | +12.4% |
| 2015 | +5.6% | +6.2% | +3.0% | -1.2% | +1.6% | -3.7% | +1.4% | -8.2% | -3.1% | +9.0% | +3.7% | -4.4% | +8.8% |
| 2014 | - | - | - | - | - | - | -0.5% | +4.4% | +0.7% | +1.2% | +2.9% | +1.3% | +10.2% |
Finax returned +11.26% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.