Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IS3Q.F iShares Edge MSCI World Quality Factor UCITS ETF (Acc) • IE00BP3QZ601 | ETF | 40.0% | 0.25% |
IS3R.F iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 35.0% | 0.25% |
XDEB.XETRA Xtrackers MSCI World Minimum Volatility UCITS ETF 1C 1C • IE00BL25JN58 | ETF | 25.0% | 0.25% |
| Total | 100.0% | 0.25% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.0% | +2.0% | -4.7% | +7.2% | +5.3% | +4.9% | -2.9% | +1.5% | +0.1% | - | - | - | +14.6% |
| 2025 | +3.7% | -1.3% | -6.6% | -3.1% | +5.0% | -1.1% | +3.1% | -0.6% | +1.9% | +2.4% | +0.3% | +0.2% | +3.2% |
| 2024 | +5.9% | +4.7% | +4.1% | -2.1% | +2.1% | +5.1% | -1.3% | +1.3% | +0.3% | +1.5% | +6.1% | -1.4% | +29.0% |
| 2023 | +0.6% | +0.1% | -0.3% | +1.4% | +0.1% | +3.0% | +1.2% | +1.1% | -1.7% | -2.0% | +5.1% | +2.3% | +11.3% |
| 2022 | -7.7% | -1.7% | +6.5% | -2.7% | -3.8% | -4.7% | +7.8% | -0.8% | -6.1% | +6.1% | +0.5% | -4.1% | -11.6% |
| 2021 | -0.3% | +0.7% | +6.1% | +2.0% | -0.1% | +4.0% | +2.5% | +3.7% | -2.4% | +4.6% | +1.0% | +3.4% | +28.0% |
| 2020 | +2.6% | -8.3% | -9.5% | +10.8% | +1.5% | +0.6% | +0.2% | +5.8% | -1.0% | -3.1% | +6.6% | +1.9% | +6.5% |
| 2019 | +6.1% | +5.4% | +3.0% | +2.9% | -3.1% | +4.3% | +3.4% | -0.6% | +2.0% | -0.4% | +4.0% | +0.7% | +30.8% |
| 2018 | +0.7% | -0.7% | -2.9% | +3.3% | +4.5% | +0.2% | +2.1% | +3.7% | +0.6% | -4.9% | +0.7% | -7.4% | -0.9% |
| 2017 | -0.2% | +4.7% | +0.6% | -0.2% | -0.1% | -1.2% | -1.5% | -0.9% | +3.0% | +4.3% | +0.5% | +0.6% | +9.8% |
| 2016 | -6.3% | +1.6% | +0.7% | +0.1% | +4.8% | +0.1% | +3.6% | -2.1% | +0.3% | -0.2% | +4.1% | +2.0% | +8.4% |
| 2015 | +7.3% | +5.7% | +3.8% | -3.4% | +3.1% | -3.5% | +3.9% | -8.4% | -3.5% | +10.3% | +4.7% | -3.5% | +15.8% |
| 2014 | - | - | - | - | - | - | - | - | - | +3.0% | +3.5% | +1.7% | +8.3% |
Factor Strategy returned +12.25% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.