HomePortfoliosEU50 50/50
Optimize
None Rebalancing
EUR
Moderate Risk
11.1yr backtest

Performance Summary

Total Return+63.00%
Annualized Return+4.52%
Volatility+10.09%
Sharpe Ratio0.25
Max Drawdown+21.43%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Money Market 50.0%
Holdings Details
EU50 50/50 portfolio: A balanced 50% European equity ETF and 50% cash ETF strategy for core European market exposure with stability.
AssetTypeAllocationTER
SXRT.XETRA
iShares Core EURO STOXX 50 UCITS ETF EUR (Acc)IE00B53L3W79
ETF
50.0%0.1%
CSH2.PA
Amundi Smart Overnight Return UCITS ETF AccLU1190417599
ETF
50.0%0.1%
Total100.0%0.10%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €16,300.1
Histogram of Monthly Returns
The portfolio had a positive return during 79 of the 134 months (59%)
Monthly Returns Heatmap
Best month: +9.0% • Worst month: -8.5% • Best year: 2025 (+15.0%) • Worst year: 2018 (-6.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.9%+2.3%-6.2%+1.5%---------0.7%
2025+5.3%+2.4%-2.4%-0.6%+3.4%-0.6%+0.3%+0.4%+2.3%+1.8%+0.3%+1.6%+15.0%
2024+1.8%+3.3%+2.9%-1.3%+1.5%-0.9%-0.1%+1.2%+0.7%-2.1%-0.1%+1.2%+8.4%
2023+5.5%+1.2%+1.3%+1.1%-1.1%+2.9%+1.2%-2.2%-1.6%-1.6%+5.0%+2.2%+14.3%
2022-1.8%-3.5%-0.2%-1.2%+0.6%-5.0%+4.1%-2.9%-3.1%+5.0%+5.5%-2.1%-5.2%
2021-1.4%+2.5%+4.3%+1.0%+1.5%+0.3%+0.4%+1.5%-1.8%+3.0%-2.6%+3.5%+12.6%
2020-1.8%-4.6%-8.5%+2.6%+2.4%+3.1%-0.8%+1.8%-1.3%-3.9%+9.0%+1.3%-1.8%
2019+2.8%+2.2%+0.9%+2.7%-2.7%+3.1%-0.1%-0.5%+2.2%+0.6%+1.4%+1.0%+14.4%
2018+1.4%-2.4%-1.1%+2.9%-1.2%+0.0%+2.0%-2.0%+0.2%-3.0%-0.4%-2.8%-6.4%
2017-0.7%+1.4%+2.8%+1.0%+0.7%-1.5%+0.1%-0.4%+2.5%+1.0%-1.3%-0.8%+4.8%
2016-3.7%-1.4%+0.9%+0.6%+1.3%-2.9%+2.1%+0.5%-0.3%+0.9%-0.0%+3.7%+1.5%
2015--+0.8%-0.9%+0.1%-1.8%+2.4%-4.6%-2.5%+4.9%+1.3%-2.9%-3.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.43% • The longest drawdown period lasted for 2 years and was between April 2015 and April 2017. It reached a trough of -14.4%.

Detailed Metrics

Returns
Total Return
+63.00%
Annualized Return
+4.52%
Avg Monthly Return
+0.40%
Risk
Volatility (Annual)
+10.09%
Max Drawdown
+21.43%
Positive Months
59%
Average Drawdown
-4.1%
Risk-Adjusted
Sharpe Ratio
0.25
Risk-free rate: 2.0%
Sortino Ratio
0.23
Downside risk adjusted
Return/Volatility
0.45
Calmar Ratio
0.21
Return/Max Drawdown
Ulcer Index
5.34
Drawdown depth & duration
Martin Ratio
0.00
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
16,300.1
Backtest Period
2015-03-12 to 2026-04-02
11.1 years
Rebalancing
none
Base Currency
EUR