HomePortfoliosEU BONDS

EU BONDS

Created byuser-dudpf9
Optimize
None Rebalancing
EUR
Low Risk
19.7yr backtest

Performance Summary

Total Return+110.14%
Annualized Return+3.83%
Volatility+5.37%
Sharpe Ratio0.34
Max Drawdown+15.18%

Holdings

Asset Allocation

Asset Class

Bonds 80.0%Equity 20.0%
Holdings Details
A diversified ETF portfolio blending 80% European bonds and 20% global equities for balanced, stable growth potential.
AssetTypeAllocationTER
LYQ2.XETRA
Amundi Euro Government Bond 1-3Y UCITS ETF Acc • LU1650487413
ETF
40.0%0.15%
IBCS.XETRA
iShares Euro Corporate Bond Large Cap UCITS ETF • IE0032523478
ETF
40.0%0.09%
LYYA.XETRA
Amundi MSCI World Swap II UCITS ETF Dist • FR0010315770
ETF
20.0%0.3%
Total100.0%0.16%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €21,013.6
Histogram of Monthly Returns
The portfolio had a positive return during 155 of the 238 months (65%)
Monthly Returns Heatmap
Best month: +5.9% • Worst month: -5.8% • Best year: 2024 (+13.1%) • Worst year: 2022 (-11.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.5%+0.7%-3.2%+4.4%+3.1%+0.8%+0.3%-----+6.6%
2025+2.3%-1.0%-4.1%-1.3%+3.1%+0.4%+2.4%-0.2%+1.4%+2.3%-0.2%+0.1%+5.1%
2024+1.4%+1.3%+2.1%-1.2%+0.7%+2.6%+0.8%+0.1%+1.2%+0.4%+4.2%-0.8%+13.1%
2023+2.5%-0.5%+0.9%+0.3%+1.1%+1.4%+1.3%-0.1%-1.1%-1.1%+3.4%+2.9%+11.2%
2022-2.9%-1.5%+1.2%-2.2%-1.8%-3.6%+5.9%-2.8%-3.5%+1.8%+1.0%-3.0%-11.2%
2021+0.0%+0.7%+2.3%+0.7%-0.2%+1.9%+1.1%+1.0%-1.0%+1.7%+0.4%+1.6%+10.4%
2020+0.5%-3.3%-5.8%+4.5%+0.7%+1.1%+0.3%+1.8%-0.2%-0.6%+3.4%+0.7%+2.7%
2019+2.6%+1.3%+1.3%+1.3%-1.6%+1.8%+1.6%-0.3%+0.6%-0.2%+1.3%+0.5%+10.8%
2018+0.1%-0.5%-1.1%+1.1%+0.6%+0.2%+0.8%+0.4%+0.2%-1.6%+0.0%-2.3%-2.1%
2017-0.7%+1.8%-0.1%+0.1%-0.2%-0.6%+0.1%-0.0%+0.6%+1.3%-0.1%+0.2%+2.4%
2016-1.5%+0.3%+0.8%+0.0%+1.1%+0.2%+1.5%+0.1%-0.1%-0.3%+0.9%+1.1%+4.3%
2015+1.6%+1.9%+0.7%-0.7%+0.3%-1.8%+1.4%-2.5%-1.1%+3.0%+1.3%-1.4%+2.4%
2014+0.3%+0.9%+0.2%+0.4%+1.2%+0.7%+0.4%+1.4%+0.5%+0.4%+0.9%+0.5%+8.0%
2013-0.0%+1.1%+1.0%+0.9%+0.1%-1.6%+1.2%-0.8%+0.9%+1.3%+0.2%-0.1%+4.3%
2012+1.8%+1.0%+0.4%-0.1%-0.7%+0.6%+1.8%+0.4%+0.5%+0.2%+0.2%+0.2%+6.6%
2011-0.4%+0.4%-1.0%+0.1%+0.3%-0.5%+0.4%-1.3%-0.4%+1.5%-2.0%+2.6%-0.4%
2010+0.2%+0.6%+1.6%+0.4%-0.5%-0.4%+0.7%+0.2%-0.1%+0.1%-0.4%+1.0%+3.3%
2009-0.6%-1.5%+0.2%+2.9%+0.2%+0.7%+2.1%-0.1%+0.9%-0.2%+0.4%+1.0%+6.3%
2008-0.6%-0.3%-1.3%+1.5%-0.8%-2.6%+0.5%+0.7%-2.3%-1.2%+0.1%+2.2%-3.8%
2007+0.2%-0.2%+0.2%+0.4%-0.2%-0.2%-0.3%-0.1%-0.2%+0.6%-1.4%-0.7%-2.0%
2006---------+0.8%-0.1%+0.2%+0.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.18% • The longest drawdown period lasted for 2 years and 11 months and was between February 2007 and February 2010. It reached a trough of -14.3%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (60.0% of total allocation)

Total Dividends Received

€2,275.23

80 payments

Dividend Yield

0.87%

(annualized)

Avg Per Payment

€28.44

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€77.37
2025€266.93
2024€272.98
2023€200.31
2022€158.94
2021€125.38
2020€123.49
2019€120.30
2018€138.03
2017€130.56
2016€142.37
2015€151.90
2014€142.93
2013€45.34
2012€43.21
2011€43.74
2010€26.41
2009€29.43
2008€35.61
Total€2,275.23

Detailed Metrics

Returns
Total Return
+110.14%
Annualized Return
+3.83%
Avg Monthly Return
+0.32%
Risk
Volatility (Annual)
+5.37%
Max Drawdown
+15.18%
Positive Months
65%
Average Drawdown
-2.5%
Risk-Adjusted
Sharpe Ratio
0.34
Risk-free rate: 2.0%
Sortino Ratio
0.32
Downside risk adjusted
Return/Volatility
0.71
Calmar Ratio
0.25
Return/Max Drawdown
Ulcer Index
3.53
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€21,013.6
Backtest Period
2006-10-03 to 2026-07-03
19.7 years
Rebalancing
none
Base Currency
EUR