Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
MXWS.LSE Invesco MSCI World UCITS ETF Acc • IE00B60SX394 | ETF | 79.0% | 0.05% |
MXFP.LSE Invesco MSCI Emerging Markets UCITS ETF Acc • IE00B3DWVS88 | ETF | 15.0% | 0.09% |
SGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 6.0% | 0.12% |
| Total | 100.0% | 0.06% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +3.5% | -6.3% | +7.0% | +5.8% | +0.0% | -2.2% | +4.2% | -0.2% | - | - | - | +13.2% |
| 2025 | +4.7% | -3.3% | -5.5% | -2.0% | +4.9% | +2.5% | +5.5% | -0.0% | +4.2% | +5.2% | -0.4% | -0.0% | +16.0% |
| 2024 | +0.9% | +3.8% | +3.7% | -1.5% | +0.9% | +4.1% | -0.3% | -0.4% | +0.8% | +2.6% | +4.7% | -0.6% | +20.2% |
| 2023 | +4.4% | -0.8% | +0.8% | -0.1% | +0.2% | +3.1% | +2.4% | -1.1% | -0.3% | -2.6% | +4.3% | +4.5% | +15.4% |
| 2022 | -5.0% | -1.1% | +4.8% | -2.8% | -1.9% | -4.4% | +5.6% | +1.6% | -4.1% | +1.0% | +1.8% | -2.7% | -7.7% |
| 2021 | -0.4% | -0.0% | +3.6% | +3.7% | -0.6% | +3.5% | +0.1% | +3.2% | -1.5% | +2.5% | +1.4% | +1.7% | +18.4% |
| 2020 | -0.9% | -5.4% | -8.2% | +7.5% | +7.0% | +2.1% | -0.5% | +4.5% | +0.3% | -2.8% | +7.6% | +2.6% | +13.0% |
| 2019 | +4.5% | +1.3% | +3.0% | +2.9% | -2.0% | +5.5% | +5.0% | -2.5% | +0.6% | -1.4% | +1.9% | +1.2% | +21.3% |
| 2018 | +0.7% | -1.3% | -4.3% | +3.0% | +3.3% | +0.0% | +2.9% | +1.5% | +0.1% | -5.2% | +1.1% | -5.8% | -4.4% |
| 2017 | +1.4% | +2.6% | +1.4% | -1.8% | +2.2% | +0.0% | +1.2% | +2.9% | -2.8% | +3.6% | -0.2% | +2.2% | +13.2% |
| 2016 | -1.3% | +0.7% | +4.7% | +3.2% | -2.6% | +9.8% | +5.2% | +0.3% | +2.6% | +4.7% | -2.2% | +3.2% | +31.1% |
| 2015 | - | - | - | - | - | - | - | -1.6% | +1.2% | +3.9% | -0.3% | +1.9% | +5.0% |
Current returned +13.55% a year over the 11 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.