Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
GLDM.US SPDR Gold Mini Shares • US98149E3036 | ETF | 53.0% | 0.1% |
ZURN.SW Zurich Insurance Group AG • CH0011075394 | STOCK | 29.2% | 0% |
SSAC.AS iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 7.8% | 0.2% |
SMICHA.SW UBS SMI® ETF CHF dis • CH0017142719 | ETF | 5.0% | 0.2% |
BND.US Vanguard Total Bond Market Index Fund ETF Shares • US9219378356 | ETF | 5.0% | 0.03% |
| Total | 100.0% | 0.08% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.1% | +6.7% | -5.9% | +0.9% | +0.3% | -1.8% | +1.5% | +3.8% | +0.5% | - | - | - | +7.9% |
| 2025 | +5.2% | +3.1% | +4.5% | +0.6% | -0.3% | -3.2% | +1.3% | +3.8% | +4.6% | +2.2% | +4.2% | +2.0% | +31.6% |
| 2024 | +0.8% | +4.6% | +7.1% | +3.4% | +2.5% | +0.4% | +1.8% | -0.1% | +3.7% | +3.3% | +3.2% | -0.6% | +34.5% |
| 2023 | +3.8% | -1.8% | +1.8% | +3.1% | -0.3% | -1.8% | -0.6% | -0.6% | -0.3% | +3.7% | +0.4% | -1.0% | +6.4% |
| 2022 | +2.4% | +0.8% | +3.9% | +4.5% | -3.4% | -3.8% | -0.9% | +1.2% | -5.0% | +3.1% | +3.3% | -1.1% | +4.6% |
| 2021 | - | - | - | - | - | - | - | - | - | - | - | +2.5% | +2.5% |
Balanced Test returned +17.78% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.
Total Dividends Received
€1,605.59
82 payments
Dividend Yield
2.35%
(annualized)
Avg Per Payment
€19.58
per event
All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.
| Year | Dividends |
|---|---|
| 2026 | €400.19 |
| 2025 | €364.68 |
| 2024 | €320.58 |
| 2023 | €277.82 |
| 2022 | €240.65 |
| 2021 | €1.62 |
| Total | €1,605.59 |