Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XNAS.XETRA Xtrackers Nasdaq 100 UCITS ETF 1C • IE00BMFKG444 | ETF | 39.4% | 0.2% |
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 39.3% | 0.29% |
IE00BHBFD036 Legg Mason Royce US Small Cap Opportunity Fund Class X Euro Accumulating • IE00BHBFD036 | FUND | 21.3% | 1.05% |
| Total | 100.0% | 0.42% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.8% | +1.8% | -4.0% | +10.0% | +6.8% | +3.1% | -4.1% | +1.9% | -0.9% | - | - | - | +17.8% |
| 2025 | +3.6% | -3.1% | -8.7% | -4.7% | +7.3% | +1.5% | +5.0% | +0.4% | +3.0% | +4.7% | -0.9% | +0.3% | +7.5% |
| 2024 | +1.9% | +3.6% | +3.3% | -2.5% | +2.4% | +4.4% | +0.9% | -2.1% | +1.1% | +0.7% | +8.6% | -0.8% | +23.4% |
| 2023 | +6.7% | +1.1% | -0.7% | -1.0% | +4.3% | +4.6% | +3.0% | -1.0% | -1.2% | -4.4% | +5.4% | +5.7% | +24.2% |
| 2022 | -4.9% | -1.1% | +3.9% | -3.6% | -2.3% | -7.2% | +10.3% | -1.4% | -6.9% | +5.1% | +0.3% | -6.7% | -14.8% |
| 2021 | -2.2% | +4.7% | +6.3% | +0.8% | -0.1% | +5.0% | +0.4% | +2.7% | -1.7% | +4.7% | +1.6% | +3.6% | +28.4% |
American returned +14.37% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.