HomePortfolios1-2026 IKZE (2)

1-2026 IKZE (2)

bonds EUR hedged

Optimize
Annual Rebalancing
EUR
Low Risk
6.7yr backtest

Performance Summary

Total Return+95.63%
Annualized Return+10.49%
Volatility+9.51%
Sharpe Ratio0.89
Max Drawdown+20.03%

Holdings

Asset Allocation

Asset Class

Equity 55.0%Bonds 25.0%Precious Metals 20.0%
Holdings Details
A diversified EUR portfolio with 55% global equity, 25% EUR-hedged bonds, and 20% gold ETFs for balanced long-term growth. Annual rebalancing included.
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
55.0%0.19%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)IE00BDBRDM35
ETF
25.0%0.1%
EGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
20.0%0.12%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €19,562.74
Histogram of Monthly Returns
The portfolio had a positive return during 56 of the 82 months (68%)
Monthly Returns Heatmap
Best month: +6.1% • Worst month: -5.7% • Best year: 2024 (+20.7%) • Worst year: 2022 (-9.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.5%+2.5%-5.5%+5.3%--------+5.6%
2025+4.0%-0.7%-2.9%-1.6%+2.7%-0.1%+3.1%+0.4%+4.2%+3.7%+0.9%+0.5%+14.9%
2024+1.8%+1.9%+3.9%-0.4%+0.8%+3.1%+1.1%+0.3%+2.1%+1.6%+3.9%-0.9%+20.7%
2023+4.0%-1.1%+1.8%-0.1%+1.6%+0.9%+1.8%-0.6%-1.7%-0.8%+3.7%+2.8%+12.9%
2022-3.0%-0.3%+2.3%-1.3%-3.0%-3.5%+5.4%-1.8%-4.3%+1.1%+1.7%-3.1%-9.6%
2021+0.3%-0.3%+3.7%+1.1%+1.0%+1.9%+1.3%+1.6%-1.5%+2.8%+0.7%+2.5%+16.0%
2020+1.1%-4.1%-5.7%+6.1%+1.2%+1.8%+1.3%+2.3%-1.0%-1.0%+2.9%+1.9%+6.6%
2019------+0.3%+1.2%+0.9%+0.1%+1.7%+1.6%+5.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.03% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -10.4%.

Detailed Metrics

Returns
Total Return
+95.63%
Annualized Return
+10.49%
Avg Monthly Return
+0.85%
Risk
Volatility (Annual)
+9.51%
Max Drawdown
+20.03%
Positive Months
68%
Average Drawdown
-3.2%
Risk-Adjusted
Sharpe Ratio
0.89
Risk-free rate: 2.0%
Sortino Ratio
0.81
Downside risk adjusted
Return/Volatility
1.10
Calmar Ratio
0.52
Return/Max Drawdown
Ulcer Index
4.15
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
19,562.74
Backtest Period
2019-07-25 to 2026-04-17
6.7 years
Rebalancing
annual
Base Currency
EUR