HomePortfolios1-2026 IKE (2)

1-2026 IKE (2)

bonds EUR hedged

Optimize
Annual Rebalancing
EUR
Low Risk
6.7yr backtest

Performance Summary

Total Return+80.89%
Annualized Return+9.21%
Volatility+8.20%
Sharpe Ratio0.88
Max Drawdown+17.32%

Holdings

Asset Allocation

Asset Class

Equity 45.0%Bonds 35.0%Precious Metals 20.0%
Holdings Details
Diversified 2026 target date ETF portfolio with global stocks, EUR-hedged bonds, and gold. Balanced allocation for risk management and long-term wealth building
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
45.0%0.19%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)IE00BDBRDM35
ETF
35.0%0.1%
EGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
20.0%0.12%
Total100.0%0.14%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €18,089.11
Histogram of Monthly Returns
The portfolio had a positive return during 56 of the 82 months (68%)
Monthly Returns Heatmap
Best month: +5.2% • Worst month: -5.2% • Best year: 2024 (+18.4%) • Worst year: 2022 (-9.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.4%+2.4%-5.2%+4.6%--------+5.0%
2025+3.6%-0.4%-2.2%-1.1%+2.1%-0.1%+2.6%+0.4%+3.9%+3.4%+1.0%+0.4%+14.3%
2024+1.4%+1.4%+3.6%-0.4%+0.7%+2.7%+1.2%+0.4%+2.0%+1.4%+3.4%-0.9%+18.4%
2023+3.7%-1.3%+1.9%-0.1%+1.3%+0.5%+1.5%-0.5%-1.7%-0.5%+3.5%+2.7%+11.5%
2022-2.7%-0.2%+1.7%-1.3%-2.7%-3.0%+4.8%-1.9%-4.0%+0.8%+1.7%-2.6%-9.6%
2021+0.2%-0.8%+3.1%+0.9%+1.0%+1.5%+1.3%+1.3%-1.4%+2.4%+0.7%+2.1%+13.0%
2020+1.4%-3.2%-4.7%+5.2%+1.0%+1.7%+1.4%+1.7%-0.9%-0.8%+2.1%+1.7%+6.4%
2019------+0.3%+1.6%+0.5%+0.1%+1.3%+1.3%+5.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +17.32% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -10.5%.

Detailed Metrics

Returns
Total Return
+80.89%
Annualized Return
+9.21%
Avg Monthly Return
+0.75%
Risk
Volatility (Annual)
+8.20%
Max Drawdown
+17.32%
Positive Months
68%
Average Drawdown
-3.1%
Risk-Adjusted
Sharpe Ratio
0.88
Risk-free rate: 2.0%
Sortino Ratio
0.80
Downside risk adjusted
Return/Volatility
1.12
Calmar Ratio
0.53
Return/Max Drawdown
Ulcer Index
3.95
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
18,089.11
Backtest Period
2019-07-25 to 2026-04-17
6.7 years
Rebalancing
annual
Base Currency
EUR