HomePortfolios1-2026 IKZE

1-2026 IKZE

safe option bonds hedged

Optimize
Annual Rebalancing
EUR
Low Risk
8.3yr backtest

Performance Summary

Total Return+126.47%
Annualized Return+10.30%
Volatility+9.23%
Sharpe Ratio0.90
Max Drawdown+20.03%

Holdings

Asset Allocation

Asset Class

Equity 55.0%Bonds 25.0%Precious Metals 20.0%
Holdings Details
Discover a conservative IKZE portfolio for 2026. Diversified with global ETFs and hedged bonds, it offers a safe, annual-rebalanced investment path.
AssetTypeAllocationTER
IWDA.AS
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
55.0%0.2%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)IE00BDBRDM35
ETF
25.0%0.1%
EGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
20.0%0.12%
Total100.0%0.16%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €22,646.58
Histogram of Monthly Returns
The portfolio had a positive return during 68 of the 101 months (67%)
Monthly Returns Heatmap
Best month: +6.1% • Worst month: -5.5% • Best year: 2024 (+22.2%) • Worst year: 2022 (-9.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.2%+2.2%-5.2%+5.1%--------+5.0%
2025+3.8%-0.9%-3.3%-1.6%+2.9%-0.1%+3.2%+0.4%+3.9%+3.7%+1.0%+0.3%+13.7%
2024+2.3%+1.9%+4.0%-0.6%+0.8%+3.2%+1.1%+0.3%+1.9%+1.8%+4.4%-0.7%+22.2%
2023+4.0%-0.7%+1.7%+0.0%+1.7%+1.0%+1.6%-0.4%-1.7%-0.7%+3.8%+2.7%+13.8%
2022-3.2%-0.2%+2.8%-1.5%-3.1%-3.6%+6.0%-2.1%-3.9%+1.6%+1.1%-3.3%-9.6%
2021+0.1%-0.2%+3.9%+1.4%+0.8%+2.1%+2.0%+1.6%-1.5%+3.3%+1.0%+2.4%+18.3%
2020+2.1%-4.3%-5.5%+6.1%+1.4%+1.5%+1.3%+2.5%-1.1%-1.4%+3.2%+1.7%+7.1%
2019+4.9%+2.2%+1.8%+1.9%-2.2%+3.7%+2.9%+1.1%+1.0%-0.0%+2.0%+0.7%+21.6%
2018+0.5%-1.1%-1.9%+2.1%+2.5%-0.7%+0.8%+0.9%+0.1%-2.1%+0.3%-3.4%-1.9%
2017------------0.2%-0.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.03% • The longest drawdown period lasted for 1 year and 10 months and was between January 2022 and November 2023. It reached a trough of -10.1%.

Detailed Metrics

Returns
Total Return
+126.47%
Annualized Return
+10.30%
Avg Monthly Return
+0.84%
Risk
Volatility (Annual)
+9.23%
Max Drawdown
+20.03%
Positive Months
67%
Average Drawdown
-2.9%
Risk-Adjusted
Sharpe Ratio
0.90
Risk-free rate: 2.0%
Sortino Ratio
0.81
Downside risk adjusted
Return/Volatility
1.12
Calmar Ratio
0.51
Return/Max Drawdown
Ulcer Index
3.80
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
22,646.58
Backtest Period
2017-12-14 to 2026-04-17
8.3 years
Rebalancing
annual
Base Currency
EUR