Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 80.0% | 0.19% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 6.7% | 0.35% |
XDEV.XETRA Xtrackers MSCI World Value UCITS ETF 1C • IE00BL25JM42 | ETF | 6.7% | 0.25% |
XDEQ.XETRA Xtrackers MSCI World Quality UCITS ETF 1C • IE00BL25JL35 | ETF | 6.6% | 0.25% |
| Total | 100.0% | 0.21% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.6% | +2.1% | -5.4% | +8.6% | +6.4% | +1.6% | -1.5% | +2.3% | +0.8% | - | - | - | +17.0% |
| 2025 | +4.3% | -2.1% | -7.0% | -4.0% | +5.9% | +0.9% | +4.5% | +0.0% | +2.8% | +4.3% | -0.1% | +0.6% | +9.5% |
| 2024 | +2.6% | +3.6% | +3.7% | -1.9% | +1.2% | +4.3% | +0.6% | -0.5% | +1.6% | +0.7% | +6.7% | -1.4% | +22.9% |
| 2023 | +5.1% | +0.2% | -0.2% | -0.1% | +2.1% | +3.7% | +2.7% | -0.9% | -1.4% | -3.6% | +5.6% | +4.2% | +17.9% |
| 2022 | -4.7% | -1.8% | +3.8% | -2.1% | -3.1% | -6.2% | +9.1% | -1.6% | -6.1% | +3.9% | +1.5% | -5.4% | -13.1% |
| 2021 | +1.2% | +3.2% | +5.9% | +1.3% | -0.1% | +4.2% | +0.8% | +2.8% | -1.7% | +4.3% | +0.1% | +3.9% | +28.9% |
| 2020 | -0.8% | -8.4% | -11.8% | +9.4% | +2.2% | +2.1% | -0.7% | +5.5% | -0.9% | -1.9% | +9.4% | +2.2% | +4.1% |
| 2019 | - | - | - | - | - | - | -0.0% | -2.1% | +3.5% | +0.2% | +4.2% | +2.1% | +8.0% |
World plus value and quality returned +12.68% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.