Home PortfoliosWORLD + HIGGONS + OR

WORLD + HIGGONS + OR

Created byuser-62bv40

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None Rebalancing

EUR

Moderate Risk

13.4yr backtest

Performance Summary

Total Return+425.11%

Annualized Return+13.14%

Volatility+12.69%

Sharpe Ratio0.88

Max Drawdown+33.30%

Holdings

Asset Allocation

Asset Class

Equity 95.0%Precious Metals 5.0%

Holdings Details

Diversified portfolio blending global stocks (65%), French small-caps (30%), and gold (5%) for balanced growth and stability.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
AMEW.XETRA Amundi MSCI World Swap UCITS ETF EUR Acc • LU1681043599	LU1681043599	Acc	ETF	65.0%	0.38%
LU0131510165 Indépendance et Expansion SICAV - France Small A (C) • LU0131510165	LU0131510165	Acc	FUND	30.0%	1.95%
8PSG.F Invesco Physical Gold ETC • IE00B579F325	IE00B579F325	Acc	ETF	5.0%	0.12%
Total		Total			100.0%	0.84%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €52,511.1

Histogram of Monthly Returns

The portfolio had a positive return during 104 of the 162 months (64%)

Monthly Returns Heatmap

Best month: +12.3% • Worst month: -14.5% • Best year: 2021 (+32.1%) • Worst year: 2018 (-17.2%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.6%	+1.4%	-5.9%	+7.5%	+4.8%	-1.4%	+1.2%	-	-	-	-	-	+9.0%
2025	+4.2%	-0.9%	-4.3%	-1.9%	+7.0%	+0.9%	+3.6%	-0.5%	+1.8%	+2.0%	-0.3%	+1.5%	+13.5%
2024	+1.6%	+3.2%	+4.5%	-0.9%	+2.8%	-1.5%	+1.0%	-0.5%	+0.7%	-0.3%	+4.3%	-0.2%	+15.4%
2023	+5.2%	+1.7%	-0.8%	-0.5%	+1.5%	+3.6%	+1.7%	-0.9%	-3.4%	-4.3%	+6.7%	+5.3%	+16.3%
2022	-4.3%	-2.5%	+4.5%	-2.4%	-2.8%	-8.0%	+8.7%	-2.8%	-7.6%	+5.9%	+2.5%	-2.3%	-11.8%
2021	+0.3%	+4.4%	+5.9%	+2.6%	+0.3%	+3.3%	+2.5%	+2.8%	-2.0%	+4.4%	-1.2%	+5.2%	+32.1%
2020	-1.2%	-8.7%	-14.5%	+9.6%	+4.3%	+2.3%	+0.7%	+5.3%	-0.3%	-3.8%	+12.3%	+3.8%	+7.1%
2019	+7.4%	+2.6%	+1.7%	+4.6%	-5.4%	+4.7%	+2.2%	-1.8%	+2.3%	-0.3%	+4.2%	+2.1%	+26.2%
2018	+2.5%	-2.1%	-3.0%	+2.9%	+1.0%	-1.6%	-0.1%	+0.5%	-1.7%	-7.8%	-2.1%	-6.6%	-17.2%
2017	+0.2%	+4.2%	+2.1%	+0.7%	+2.8%	+0.5%	-0.6%	-0.6%	+3.7%	+1.7%	-0.8%	+0.9%	+15.8%
2016	-6.1%	+0.8%	+2.5%	+1.2%	+3.3%	-1.6%	+4.4%	+0.6%	+2.0%	+1.1%	+3.2%	+5.1%	+17.2%
2015	+5.5%	+6.1%	+2.3%	-0.5%	+2.8%	-3.4%	+4.9%	-5.9%	-2.8%	+8.0%	+4.0%	-1.9%	+19.7%
2014	+1.5%	+4.6%	+1.9%	+0.7%	+3.5%	+0.7%	-2.3%	+2.9%	-0.3%	-0.3%	+2.9%	+1.3%	+18.2%
2013	-	+2.5%	+3.5%	+0.8%	+2.8%	-0.8%	+3.9%	-0.4%	+3.8%	+5.3%	+2.1%	+0.4%	+26.3%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +33.30% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -18.1%.

Detailed Metrics

Returns

Total Return

+425.11%

Annualized Return

+13.14%

Avg Monthly Return

+1.10%

Risk

Volatility (Annual)

+12.69%

Max Drawdown

+33.30%

Positive Months

64%

Average Drawdown

-4.5%

Risk-Adjusted

Sharpe Ratio

0.88

Risk-free rate: 2.0%

Sortino Ratio

0.80

Downside risk adjusted

Return/Volatility

1.04

Calmar Ratio

0.39

Return/Max Drawdown

Ulcer Index

6.12

Drawdown depth & duration

Martin Ratio

0.02

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€52,511.1

Backtest Period

2013-02-07 to 2026-07-16
13.4 years

Rebalancing

none

Base Currency

EUR