Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
ACM9.XETRA Amundi MSCI World Ex EMU UCITS ETF Acc • FR0010756114 | ETF | 60.0% | 0.35% |
GBS.PA Gold Bullion Securities • GB00B00FHZ82 | ETF | 40.0% | 0.4% |
| Total | 100.0% | 0.37% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.5% | +2.5% | -6.3% | +5.1% | +3.6% | -2.3% | -0.6% | +3.9% | +0.5% | - | - | - | +10.8% |
| 2025 | +5.0% | -1.9% | -4.8% | -2.8% | +4.3% | -0.3% | +4.6% | +0.3% | +4.9% | +4.7% | +1.2% | +0.5% | +16.0% |
| 2024 | +3.0% | +2.9% | +4.7% | -0.5% | +0.8% | +4.7% | +0.7% | -0.1% | +2.1% | +2.9% | +5.8% | -1.0% | +29.1% |
| 2023 | +4.5% | -0.3% | +1.4% | -0.2% | +2.9% | +1.5% | +2.2% | -0.2% | -1.7% | -0.9% | +3.9% | +3.1% | +17.3% |
| 2022 | -4.5% | +0.1% | +4.9% | -1.4% | -4.1% | -4.5% | +7.8% | -1.5% | -4.4% | +2.4% | +0.2% | -4.5% | -9.8% |
| 2021 | +0.4% | +0.5% | +4.9% | +1.7% | +1.2% | +2.8% | +2.1% | +2.2% | -1.6% | +4.3% | +1.4% | +3.4% | +25.8% |
| 2020 | +1.8% | -6.6% | -6.7% | +9.0% | +1.3% | +1.6% | +1.2% | +3.9% | -1.5% | -1.8% | +3.8% | +2.3% | +7.7% |
| 2019 | +6.6% | +3.0% | +1.8% | +2.5% | -3.2% | +4.3% | +3.9% | +0.9% | +1.3% | +0.0% | +2.8% | +1.5% | +28.2% |
| 2018 | +0.4% | -1.1% | -3.1% | +3.1% | +3.9% | -0.8% | +1.0% | +1.6% | +0.5% | -2.6% | +0.5% | -5.6% | -2.6% |
| 2017 | +0.0% | +5.3% | -0.6% | -0.8% | -1.9% | -1.5% | -1.1% | +0.1% | +1.3% | +2.7% | -0.4% | +1.5% | +4.5% |
| 2016 | -3.2% | +3.4% | -0.6% | +1.4% | +1.8% | +2.2% | +3.1% | -0.8% | +0.1% | -0.1% | +2.9% | +1.3% | +11.8% |
| 2015 | +7.7% | +3.1% | +2.8% | -2.7% | +2.3% | -3.5% | +0.4% | -5.5% | -2.9% | +8.0% | +2.1% | -3.9% | +7.1% |
| 2014 | +0.6% | +3.3% | -1.0% | +0.0% | +2.0% | +2.9% | +1.0% | +3.3% | +0.7% | +0.2% | +2.4% | +2.3% | +19.1% |
| 2013 | +0.3% | +2.2% | +4.0% | -4.2% | +0.2% | -6.7% | +3.6% | +1.4% | -1.5% | +1.9% | -0.7% | -1.4% | -1.5% |
| 2012 | +5.9% | -0.0% | -0.4% | +0.2% | -0.5% | +0.9% | +4.7% | +0.4% | +1.6% | -2.7% | -0.1% | -2.3% | +7.6% |
| 2011 | -4.4% | +4.0% | -2.8% | +0.7% | +1.8% | -2.6% | +4.7% | +1.1% | -2.9% | +4.1% | +2.8% | -0.6% | +5.4% |
| 2010 | - | +0.2% | +4.6% | +5.0% | +3.2% | -0.8% | -4.9% | +3.5% | -0.6% | +1.3% | +7.5% | +2.6% | +23.2% |
World returned +11.55% a year over the 17 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.