UCITS‑eligible EUR‑denominated portfolio inspired directly by the 2026 WisdomTree CIO Market Outlook. https://www.wisdomtree.com/-/media/us-media-files/documents/resource-library/presentations/cio_market_outlook.pdf
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
EUNL.XETRA iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 45.0% | 0.2% |
DBXN.XETRA Xtrackers II Eurozone Government Bond UCITS ETF 1C • LU0290355717 | ETF | 20.0% | 0.07% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
8PSG.F Invesco Physical Gold ETC • IE00B579F325 | ETF | 10.0% | 0.12% |
ZPRS.XETRA State Street SPDR MSCI World Small Cap UCITS ETF USD Unhedged (Acc) • IE00BCBJG560 | ETF | 5.0% | 0.45% |
IBCI.XETRA iShares Euro Inflation Linked Government Bond UCITS ETF • IE00B0M62X26 | ETF | 5.0% | 0.09% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 5.0% | 0.1% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.3% | +2.5% | -5.1% | +5.4% | +3.7% | +0.2% | -1.7% | +2.2% | -0.3% | - | - | - | +9.2% |
| 2025 | +3.3% | -1.3% | -3.8% | -1.7% | +3.3% | +0.4% | +3.0% | +0.0% | +3.3% | +3.4% | +0.2% | +0.4% | +10.7% |
| 2024 | +1.4% | +1.9% | +3.3% | -0.6% | +0.5% | +2.9% | +1.1% | -0.1% | +1.9% | +1.0% | +4.3% | -1.1% | +17.7% |
| 2023 | +4.0% | -0.9% | +1.1% | -0.3% | +1.6% | +1.7% | +1.8% | -0.7% | -1.8% | -1.5% | +4.2% | +3.3% | +13.0% |
| 2022 | -2.9% | -0.8% | +1.8% | -1.6% | -2.9% | -4.2% | +6.4% | -2.1% | -4.8% | +1.8% | +1.9% | -4.2% | -11.6% |
| 2021 | +0.7% | +0.8% | +3.6% | +0.9% | +0.4% | +2.5% | +1.1% | +1.8% | -1.6% | +2.9% | +0.7% | +2.1% | +16.8% |
| 2020 | +0.5% | -4.7% | -7.8% | +6.3% | +1.3% | +2.0% | +1.1% | +2.6% | -0.5% | -0.8% | +4.6% | +1.9% | +5.8% |
| 2019 | +5.5% | +2.0% | +1.8% | +2.2% | -3.0% | +3.6% | +2.6% | +0.1% | +1.6% | -0.0% | +2.0% | +1.4% | +21.3% |
| 2018 | +0.6% | -1.1% | -1.6% | +2.1% | +1.9% | -0.6% | +0.9% | +0.6% | +0.0% | -2.9% | +0.7% | -4.1% | -3.6% |
| 2017 | -0.5% | +3.7% | +0.1% | -0.3% | -0.8% | -1.0% | -0.2% | +0.3% | +1.3% | +2.3% | -0.1% | +0.9% | +5.8% |
| 2016 | -3.2% | +1.6% | +1.0% | +0.1% | +1.8% | +1.3% | +2.8% | +0.1% | +0.2% | -0.2% | +1.8% | +1.6% | +9.2% |
| 2015 | +5.3% | +3.7% | +2.2% | -1.3% | +0.7% | -3.3% | +0.9% | -5.5% | -1.8% | +6.2% | +2.1% | -3.4% | +5.1% |
WisdomTree CIO Market Outlook returned +8.13% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.