HomePortfoliosWarren Buffet – Berkshire Hathaway Retirement - Recommendation for Retail (USD) - wariant growth dywidend

Warren Buffet – Berkshire Hathaway Retirement - Recommendation for Retail (USD) - wariant growth dywidend

Created byuser-jjbl4n
Optimize FIRE Projection
Quarterly Rebalancing
USD
Moderate Risk
6.9yr backtest

Performance Summary

Total Return+123.90%
Annualized Return+12.32%
Volatility+13.28%
Sharpe Ratio0.78
Max Drawdown+27.39%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Bonds 20.0%
Holdings Details
A diversified ETF portfolio blending US stocks, global dividends, and short-term US bonds for growth and income stability.
AssetTypeAllocationTER
CSPX.LSE
iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087
ETF
40.0%0.07%
FGQI.LSE
Fidelity Global Quality Income UCITS ETF INC-USD • IE00BYXVGZ48
ETF
30.0%0.4%
IBTA.LSE
iShares USD Treasury Bond 1-3yr UCITS ETF (Acc) • IE00BYXPSP02
ETF
20.0%0.07%
VHYA.LSE
Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626
ETF
10.0%0.29%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $22,389.55
Histogram of Monthly Returns
The portfolio had a positive return during 57 of the 85 months (67%)
Monthly Returns Heatmap
Best month: +8.9% • Worst month: -8.1% • Best year: 2021 (+19.7%) • Worst year: 2022 (-12.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.7%+1.1%-5.5%+7.6%+3.7%-0.5%+0.5%+2.7%+0.4%---+11.8%
2025+2.6%-1.4%-3.3%-0.1%+4.9%+3.4%+2.0%+1.8%+2.1%+1.8%+1.1%+0.9%+16.8%
2024+1.4%+2.2%+2.9%-2.5%+2.2%+3.2%+1.6%+1.5%+1.9%-1.1%+3.2%-2.0%+15.2%
2023+4.3%-1.6%+1.9%+1.7%-1.2%+4.8%+2.9%-1.4%-3.3%-2.7%+7.1%+4.8%+18.0%
2022-4.1%-1.1%+2.9%-5.6%-0.7%-6.5%+5.6%-2.5%-6.6%+4.9%+3.7%-1.5%-12.0%
2021+0.0%+2.2%+3.6%+3.3%+1.3%+0.6%+1.5%+1.9%-2.9%+3.7%-0.8%+3.8%+19.7%
2020-0.1%-7.7%-8.1%+7.9%+2.7%+2.0%+3.5%+5.6%-2.5%-2.6%+8.9%+3.4%+12.0%
2019--------+0.3%+1.6%+2.6%+2.2%+6.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +27.39% • The longest drawdown period lasted for 1 year and 11 months and was between January 2022 and December 2023. It reached a trough of -19.2%.
When could this portfolio get you to financial independence?

Warren Buffet – Berkshire Hathaway Retirement - Recommendation for Retail (USD) - wariant growth dywidend returned +12.32% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (30.0% of total allocation)

Total Dividends Received

$754.26

28 payments

Dividend Yield

0.74%

(annualized)

Avg Per Payment

$26.94

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026$89.36
2025$109.66
2024$114.75
2023$120.05
2022$105.50
2021$108.05
2020$88.89
2019$17.99
Total$754.26

Detailed Metrics

Returns
Total Return
+123.90%
Annualized Return
+12.32%
Avg Monthly Return
+1.01%
Risk
Volatility (Annual)
+13.28%
Max Drawdown
+27.39%
Positive Months
67%
Average Drawdown
-4.3%
Risk-Adjusted
Sharpe Ratio
0.78
Risk-free rate: 2.0%
Sortino Ratio
0.73
Downside risk adjusted
Return/Volatility
0.93
Calmar Ratio
0.45
Return/Max Drawdown
Ulcer Index
6.00
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$22,389.55
Backtest Period
2019-09-26 to 2026-09-03
6.9 years
Rebalancing
quarterly
Base Currency
USD