HomePortfoliosWarren Buffet – Berkshire Hathaway Retirement - Recommendation for Retail (EUR) - wariant growth dywidend

Warren Buffet – Berkshire Hathaway Retirement - Recommendation for Retail (EUR) - wariant growth dywidend

Optimize
Quarterly Rebalancing
EUR
Moderate Risk
6.5yr backtest

Performance Summary

Total Return+77.88%
Annualized Return+9.24%
Volatility+12.64%
Sharpe Ratio0.57
Max Drawdown+27.35%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Bonds 20.0%
Holdings Details
Diversified ETF portfolio blending US stocks, global dividends, and short-term Treasuries for growth and income, all EUR-hedged.
AssetTypeAllocationTER
IUES.AS
iShares S&P 500 EUR Hedged UCITS ETF (Acc)IE00B3ZW0K18
ETF
40.0%0.2%
FGEU.XETRA
Fidelity Global Quality Income UCITS ETF INC-Euro (hedged)IE00BYV1YH46
ETF
30.0%0.45%
IBTE.LSE
iShares USD Treasury Bond 1-3yr UCITS ETF EUR Hedged (Acc)IE00BDFK1573
ETF
20.0%0.1%
VHYA.LSE
Vanguard FTSE All-World High Dividend Yield UCITS ETF AccIE00BK5BR626
ETF
10.0%0.29%
Total100.0%0.26%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €17,787.68
Histogram of Monthly Returns
The portfolio had a positive return during 52 of the 80 months (65%)
Monthly Returns Heatmap
Best month: +8.5% • Worst month: -8.3% • Best year: 2021 (+19.7%) • Worst year: 2022 (-13.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.3%+1.1%-5.7%+1.8%---------1.7%
2025+2.5%-1.5%-3.5%-0.7%+4.9%+3.2%+1.9%+1.5%+2.0%+1.8%+0.7%+0.9%+14.4%
2024+1.8%+2.2%+2.8%-2.6%+2.2%+3.1%+1.1%+1.1%+1.7%-0.8%+3.4%-2.2%+14.4%
2023+4.1%-1.5%+1.4%+1.5%-1.1%+4.5%+2.6%-1.3%-3.3%-2.7%+6.6%+4.1%+15.3%
2022-4.3%-1.2%+2.8%-5.3%-1.1%-6.5%+5.5%-2.5%-6.6%+4.6%+3.1%-2.2%-13.8%
2021-0.1%+2.4%+3.6%+3.0%+0.8%+1.0%+1.4%+1.9%-2.8%+3.8%-0.7%+3.9%+19.7%
2020-0.3%-7.8%-8.3%+7.7%+3.1%+1.3%+2.9%+5.3%-2.3%-2.6%+8.5%+3.0%+9.2%
2019--------+0.2%+1.5%+2.7%+1.9%+6.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +27.35% • The longest drawdown period lasted for 2 years and was between January 2022 and January 2024. It reached a trough of -19.5%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (30.0% of total allocation)

Total Dividends Received

629.86

24 payments

Dividend Yield

0.72%

(annualized)

Avg Per Payment

26.24

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202636.62
2025100.21
2024106.97
2023112.39
2022104.51
202199.78
202069.39
Total629.86

Detailed Metrics

Returns
Total Return
+77.88%
Annualized Return
+9.24%
Avg Monthly Return
+0.78%
Risk
Volatility (Annual)
+12.64%
Max Drawdown
+27.35%
Positive Months
65%
Average Drawdown
-5.0%
Risk-Adjusted
Sharpe Ratio
0.57
Risk-free rate: 2.0%
Sortino Ratio
0.53
Downside risk adjusted
Return/Volatility
0.73
Calmar Ratio
0.34
Return/Max Drawdown
Ulcer Index
6.70
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
17,787.68
Backtest Period
2019-09-26 to 2026-04-02
6.5 years
Rebalancing
quarterly
Base Currency
EUR