Home PortfoliosVWRA 50%, BONDS 50%

VWRA 50%, BONDS 50%

Created byuser-aexa96

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None Rebalancing

USD

Low Risk

6.9yr backtest

Performance Summary

Total Return+75.92%

Annualized Return+8.56%

Volatility+9.45%

Sharpe Ratio0.69

Max Drawdown+16.79%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Bonds 50.0%

Holdings Details

Diversified ETF portfolio with 50% global stocks and 50% short-term US Treasury bonds for balanced growth and stability.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VWRA.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80	IE00BK5BQT80	Acc	ETF	50.0%	0.19%
IB01.LSE iShares USD Treasury Bond 0-1yr UCITS ETF (Acc) • IE00BGSF1X88	IE00BGSF1X88	Acc	ETF	30.0%	0.07%
IBTA.LSE iShares USD Treasury Bond 1-3yr UCITS ETF (Acc) • IE00BYXPSP02	IE00BYXPSP02	Acc	ETF	10.0%	0.07%
CBU7.LSE iShares USD Treasury Bond 3-7yr UCITS ETF (Acc) • IE00B3VWN393	IE00B3VWN393	Acc	ETF	10.0%	0.07%
Total		Total			100.0%	0.13%

Performance

Portfolio Value Over Time

Starting with $10,000 investment → now worth $17,591.8

Histogram of Monthly Returns

The portfolio had a positive return during 54 of the 84 months (64%)

Monthly Returns Heatmap

Best month: +6.8% • Worst month: -5.1% • Best year: 2025 (+15.7%) • Worst year: 2022 (-11.5%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.6%	+1.1%	-5.1%	+6.8%	+3.7%	-0.9%	-	-	-	-	-	-	+6.9%
2025	+2.4%	-1.1%	-2.1%	+0.7%	+3.8%	+3.0%	+1.3%	+1.5%	+2.2%	+1.8%	+0.2%	+1.2%	+15.7%
2024	+0.7%	+1.9%	+2.2%	-1.7%	+1.8%	+2.4%	+1.2%	+1.3%	+1.8%	-1.2%	+2.4%	-1.1%	+12.1%
2023	+3.9%	-1.4%	+1.9%	+1.1%	-0.7%	+3.3%	+2.2%	-1.3%	-2.2%	-1.9%	+5.5%	+3.4%	+14.2%
2022	-3.4%	-1.1%	+1.1%	-4.4%	-0.8%	-4.7%	+3.7%	-1.9%	-4.9%	+2.2%	+3.4%	-0.9%	-11.5%
2021	-0.0%	+1.0%	+1.5%	+2.4%	+1.0%	+0.5%	+0.5%	+1.4%	-2.2%	+2.3%	-1.2%	+2.2%	+9.8%
2020	-0.2%	-4.5%	-4.7%	+4.2%	+1.7%	+1.8%	+2.5%	+3.4%	-1.5%	-1.5%	+6.1%	+2.6%	+9.5%
2019	-	-	-	-	-	-	-0.2%	-1.3%	+1.2%	+1.3%	+1.4%	+1.7%	+4.2%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +16.79% • The longest drawdown period lasted for 2 years and 1 month and was between November 2021 and December 2023. It reached a trough of -16.6%.

Detailed Metrics

Returns

Total Return

+75.92%

Annualized Return

+8.56%

Avg Monthly Return

+0.70%

Risk

Volatility (Annual)

+9.45%

Max Drawdown

+16.79%

Positive Months

64%

Average Drawdown

-3.7%

Risk-Adjusted

Sharpe Ratio

0.69

Risk-free rate: 2.0%

Sortino Ratio

0.66

Downside risk adjusted

Return/Volatility

0.91

Calmar Ratio

0.51

Return/Max Drawdown

Ulcer Index

5.10

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

$10,000

Final Value

$17,591.8

Backtest Period

2019-07-26 to 2026-06-12
6.9 years

Rebalancing

none

Base Currency

USD