Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCG.XETRA Vanguard FTSE Developed Europe UCITS ETF (EUR) Accumulating • IE00BK5BQX27 | ETF | 100.0% | 0.1% |
| Total | 100.0% | 0.10% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | +3.8% | -7.7% | +5.3% | +3.0% | +3.0% | +1.2% | +0.2% | -0.0% | - | - | - | +12.3% |
| 2025 | +7.0% | +3.3% | -3.9% | -0.6% | +4.9% | -1.4% | +1.0% | +1.0% | +1.5% | +2.7% | +0.9% | +2.8% | +20.4% |
| 2024 | +1.5% | +1.8% | +4.3% | -0.9% | +3.4% | -1.0% | +1.4% | +1.5% | -0.3% | -3.2% | +1.4% | -0.9% | +9.0% |
| 2023 | +6.4% | +1.7% | -0.0% | +2.6% | -2.5% | +2.4% | +2.1% | -2.4% | -1.5% | -3.6% | +6.5% | +4.0% | +16.1% |
| 2022 | -3.3% | -3.3% | +1.0% | -0.7% | -0.9% | -7.9% | +7.7% | -5.1% | -6.5% | +6.3% | +7.1% | -3.1% | -9.7% |
| 2021 | -1.4% | +2.9% | +6.2% | +2.2% | +2.7% | +1.7% | +2.1% | +2.0% | -3.1% | +4.7% | -2.7% | +5.7% | +24.7% |
| 2020 | -1.7% | -8.4% | -14.4% | +5.5% | +3.5% | +3.1% | -1.4% | +3.3% | -1.3% | -5.1% | +13.8% | +3.4% | -2.6% |
| 2019 | - | - | - | - | - | - | - | +0.1% | +4.3% | +1.0% | +2.6% | +2.9% | +11.4% |
VWCG only returned +10.96% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.