Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 75.0% | 0.19% |
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 25.0% | 0.07% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.8% | +1.2% | -4.9% | +8.8% | +6.1% | +1.1% | -1.3% | +2.3% | +0.7% | - | - | - | +14.9% |
| 2025 | +4.1% | -2.6% | -7.7% | -4.3% | +6.3% | +1.1% | +5.1% | -0.5% | +2.9% | +4.5% | -0.5% | +0.2% | +7.9% |
| 2024 | +3.2% | +3.9% | +3.6% | -1.8% | +1.1% | +5.4% | +0.1% | -0.5% | +1.8% | +1.3% | +7.1% | -0.9% | +26.6% |
| 2023 | +4.7% | +0.2% | +0.3% | +0.0% | +2.8% | +3.7% | +2.5% | -0.6% | -1.6% | -3.4% | +5.7% | +3.9% | +19.3% |
| 2022 | -4.9% | -2.0% | +4.5% | -2.5% | -3.5% | -5.9% | +9.7% | -1.4% | -5.9% | +3.9% | +0.5% | -5.8% | -13.7% |
| 2021 | +1.0% | +3.0% | +6.1% | +1.7% | -0.4% | +4.7% | +1.2% | +3.1% | -1.8% | +4.8% | +0.8% | +3.9% | +31.7% |
| 2020 | -0.2% | -8.5% | -10.8% | +9.8% | +2.1% | +2.1% | -0.1% | +5.9% | -1.1% | -2.1% | +8.6% | +1.9% | +5.7% |
| 2019 | - | - | - | - | - | - | +0.1% | -1.8% | +3.2% | -0.1% | +4.4% | +2.0% | +8.1% |
VWCE + SXR8 returned +13.31% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.