Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 85.0% | 0.19% |
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21 | ETF | 5.0% | 0.12% |
EUNK.XETRA iShares Core MSCI Europe UCITS ETF EUR (Acc) • IE00B4K48X80 | ETF | 5.0% | 0.12% |
SXR2.XETRA iShares MSCI Canada UCITS ETF (Acc) • IE00B52SF786 | ETF | 5.0% | 0.48% |
| Total | 100.0% | 0.20% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +2.4% | -5.5% | +8.1% | +5.6% | +1.4% | -1.1% | +2.2% | +0.8% | - | - | - | +15.6% |
| 2025 | +4.3% | -1.9% | -6.8% | -3.5% | +5.9% | +0.8% | +4.4% | +0.0% | +2.8% | +4.2% | -0.2% | +0.6% | +10.4% |
| 2024 | +2.8% | +3.5% | +3.6% | -1.8% | +1.1% | +4.2% | +0.5% | -0.2% | +1.6% | +0.5% | +6.5% | -1.1% | +22.9% |
| 2023 | +5.1% | -0.1% | +0.2% | +0.1% | +1.9% | +3.5% | +2.5% | -1.1% | -1.3% | -3.5% | +5.6% | +3.9% | +17.6% |
| 2022 | -4.3% | -1.9% | +3.8% | -2.2% | -3.0% | -6.1% | +8.9% | -1.7% | -6.0% | +3.5% | +1.8% | -5.4% | -12.9% |
| 2021 | +0.8% | +3.0% | +5.8% | +1.3% | +0.2% | +4.1% | +0.7% | +2.8% | -1.5% | +4.3% | -0.1% | +3.7% | +27.8% |
| 2020 | -0.7% | -8.3% | -11.5% | +9.1% | +2.3% | +2.3% | -0.5% | +5.4% | -0.8% | -2.1% | +9.2% | +2.1% | +4.4% |
| 2019 | - | - | - | - | - | - | -0.1% | -1.7% | +3.5% | +0.0% | +4.0% | +2.0% | +7.9% |
Vwce + japan europe canada returned +12.51% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.