Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 80.0% | 0.19% |
IBCZ.XETRA iShares STOXX World Equity Multifactor UCITS ETF USD (Acc) • IE00BZ0PKT83 | ETF | 20.0% | 0.3% |
| Total | 100.0% | 0.21% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.9% | +1.8% | -5.1% | +8.5% | +6.1% | +1.3% | -0.9% | +2.3% | +0.7% | - | - | - | +16.1% |
| 2025 | +4.4% | -2.1% | -7.2% | -3.7% | +5.9% | +1.1% | +4.8% | -0.3% | +2.8% | +4.3% | -0.4% | +0.4% | +9.7% |
| 2024 | +3.1% | +3.6% | +3.7% | -1.9% | +1.0% | +4.7% | +0.4% | -0.4% | +1.7% | +0.9% | +6.9% | -1.4% | +24.3% |
| 2023 | +4.9% | +0.1% | -0.2% | -0.1% | +1.8% | +3.6% | +2.6% | -0.9% | -1.3% | -3.5% | +5.3% | +3.7% | +16.9% |
| 2022 | -4.9% | -1.7% | +4.1% | -2.1% | -3.2% | -6.3% | +9.3% | -1.5% | -5.9% | +4.1% | +1.1% | -5.6% | -13.0% |
| 2021 | +1.1% | +3.0% | +6.1% | +1.4% | -0.1% | +4.2% | +0.9% | +2.8% | -2.0% | +4.3% | +0.3% | +4.1% | +29.1% |
| 2020 | -0.7% | -8.4% | -11.4% | +9.3% | +2.2% | +2.1% | -0.3% | +5.2% | -0.8% | -1.9% | +8.8% | +2.0% | +4.4% |
| 2019 | - | - | - | - | - | - | -0.1% | -2.0% | +3.3% | +0.0% | +4.3% | +1.9% | +7.5% |
Vwce + IBCZ returned +12.65% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.