HomePortfoliosVWCE-80%+SEC0-10%+XGDU-10%

VWCE-80%+SEC0-10%+XGDU-10%

Optimize
None Rebalancing
EUR
Moderate Risk
5.0yr backtest

Performance Summary

Total Return+99.28%
Annualized Return+14.90%
Volatility+14.06%
Sharpe Ratio0.92
Max Drawdown+20.00%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Precious Metals 10.0%
Holdings Details
Global ETF portfolio with 90% equities and 10% gold, combining broad world market exposure with targeted semiconductor and precious metals holdings for diversification.
AssetTypeAllocationTER
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
80.0%0.19%
SEC0.XETRA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
10.0%0.35%
XGDU.XETRA
Xtrackers IE Physical Gold ETCDE000A2T0VU5
ETC
10.0%0.25%
Total100.0%0.21%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €19,928.14
Histogram of Monthly Returns
The portfolio had a positive return during 35 of the 60 months (58%)
Monthly Returns Heatmap
Best month: +11.2% • Worst month: -6.7% • Best year: 2024 (+25.1%) • Worst year: 2022 (-13.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+5.0%+2.5%-6.7%+11.2%+8.8%+2.5%-4.0%-----+19.5%
2025+4.5%-2.3%-6.3%-3.4%+5.8%+1.6%+4.3%-0.0%+5.2%+6.2%-0.2%+1.2%+16.9%
2024+2.8%+4.1%+4.3%-1.4%+1.5%+5.1%-0.5%-0.7%+1.9%+1.1%+5.3%-0.5%+25.1%
2023+5.7%-0.1%+1.5%-1.1%+4.0%+2.5%+2.6%-1.1%-1.8%-2.5%+5.7%+4.1%+20.8%
2022-5.0%-1.0%+3.7%-2.4%-3.0%-6.1%+8.5%-1.9%-5.8%+2.5%+2.3%-5.2%-13.6%
2021-------+1.3%-1.7%+4.3%+1.6%+3.5%+9.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.00% • The longest drawdown period lasted for 1 year and 10 months and was between January 2022 and November 2023. It reached a trough of -15.0%.

Detailed Metrics

Returns
Total Return
+99.28%
Annualized Return
+14.90%
Avg Monthly Return
+1.23%
Risk
Volatility (Annual)
+14.06%
Max Drawdown
+20.00%
Positive Months
58%
Average Drawdown
-4.7%
Risk-Adjusted
Sharpe Ratio
0.92
Risk-free rate: 2.0%
Sortino Ratio
0.88
Downside risk adjusted
Return/Volatility
1.06
Calmar Ratio
0.74
Return/Max Drawdown
Ulcer Index
5.77
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
19,928.14
Backtest Period
2021-08-06 to 2026-07-24
5.0 years
Rebalancing
none
Base Currency
EUR
VWCE-80%+SEC0-10%+XGDU-10% | +14.9% CAGR | ETF Backtest