Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 80.0% | 0.19% |
DBXP.XETRA Xtrackers Eurozone Government Bond 1-3 UCITS ETF 1C • LU0290356871 | ETF | 20.0% | 0.1% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +1.5% | -4.5% | +6.9% | +4.9% | +1.1% | -1.1% | +1.8% | +0.6% | - | - | - | +12.3% |
| 2025 | +3.4% | -1.7% | -5.7% | -3.0% | +4.8% | +0.8% | +3.8% | -0.2% | +2.4% | +3.5% | -0.4% | +0.3% | +7.8% |
| 2024 | +2.3% | +2.9% | +2.9% | -1.4% | +0.9% | +3.9% | +0.4% | -0.2% | +1.6% | +0.6% | +5.4% | -0.8% | +19.9% |
| 2023 | +4.0% | -0.1% | +0.4% | +0.0% | +1.9% | +2.7% | +2.1% | -0.7% | -1.2% | -2.7% | +4.7% | +3.3% | +15.1% |
| 2022 | -3.7% | -1.7% | +3.0% | -2.0% | -2.7% | -4.8% | +7.4% | -1.5% | -5.1% | +2.8% | +1.1% | -4.5% | -11.6% |
| 2021 | +0.8% | +2.3% | +4.6% | +1.1% | -0.1% | +3.5% | +0.6% | +2.3% | -1.5% | +3.5% | +0.3% | +2.9% | +22.2% |
| 2020 | -0.5% | -6.6% | -9.1% | +7.6% | +1.7% | +2.0% | -0.2% | +4.4% | -0.7% | -1.5% | +7.1% | +1.7% | +4.7% |
| 2019 | - | - | - | - | - | - | +0.0% | -1.4% | +2.6% | +0.0% | +3.2% | +1.8% | +6.3% |
VWCE returned +10.32% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.