Home PortfoliosVHVG+VWRP+WRDA+ACWI

VHVG+VWRP+WRDA+ACWI

Created byuser-nrr4as

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Annual Rebalancing

GBP

Moderate Risk

2.4yr backtest

Performance Summary

Total Return+50.35%

Annualized Return+18.53%

Volatility+12.30%

Sharpe Ratio1.34

Max Drawdown+17.98%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

A globally diversified 100% equity portfolio built with four low-cost, accumulating world stock ETFs for long-term growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
ACWI.LSE State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc) • IE00B44Z5B48	IE00B44Z5B48	Acc	ETF	25.0%	0.12%
VHVG.LSE Vanguard FTSE Developed World UCITS ETF Acc • IE00BK5BQV03	IE00BK5BQV03	Acc	ETF	25.0%	0.12%
WRDA.LSE UBS Core MSCI World UCITS ETF USD acc • IE00BD4TXV59	IE00BD4TXV59	Acc	ETF	25.0%	0.06%
VWRP.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80	IE00BK5BQT80	Acc	ETF	25.0%	0.19%
Total		Total			100.0%	0.12%

Performance

Portfolio Value Over Time

Starting with £10,000 investment → now worth £15,034.63

Histogram of Monthly Returns

The portfolio had a positive return during 17 of the 29 months (59%)

Monthly Returns Heatmap

Best month: +7.5% • Worst month: -6.3% • Best year: 2024 (+19.1%) • Worst year: 2026 (+11.0%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+0.2%	+3.1%	-5.8%	+7.5%	+6.3%	-0.1%	-	-	-	-	-	-	+11.0%
2025	+4.6%	-3.6%	-6.3%	-2.3%	+5.4%	+2.7%	+5.7%	-0.1%	+3.5%	+5.1%	-0.7%	-0.1%	+13.7%
2024	-	+4.5%	+3.4%	-2.0%	+1.0%	+4.4%	-0.4%	-0.4%	+0.4%	+2.5%	+5.3%	-0.7%	+19.1%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +17.98% • The longest drawdown period lasted for 6 months and was between January 2025 and July 2025. It reached a trough of -18.0%.

Detailed Metrics

Returns

Total Return

+50.35%

Annualized Return

+18.53%

Avg Monthly Return

+1.48%

Risk

Volatility (Annual)

+12.30%

Max Drawdown

+17.98%

Positive Months

59%

Average Drawdown

-2.7%

Risk-Adjusted

Sharpe Ratio

1.34

Risk-free rate: 2.0%

Sortino Ratio

1.28

Downside risk adjusted

Return/Volatility

1.51

Calmar Ratio

1.03

Return/Max Drawdown

Ulcer Index

3.77

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

£10,000

Final Value

£15,034.63

Backtest Period

2024-02-01 to 2026-06-26
2.4 years

Rebalancing

annual

Base Currency

GBP