Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
V80A.XETRA Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating • IE00BMVB5R75 | ETF | 100.0% | 0.25% |
| Total | 100.0% | 0.25% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.2% | +1.8% | -4.9% | +7.0% | +4.9% | +1.0% | -1.4% | +1.6% | +0.8% | - | - | - | +12.1% |
| 2025 | +3.6% | -1.7% | -5.7% | -3.3% | +5.0% | +1.1% | +3.8% | -0.2% | +2.5% | +3.5% | -0.4% | +0.1% | +8.0% |
| 2024 | +2.3% | +2.6% | +3.0% | -1.8% | +1.0% | +4.0% | +0.4% | +0.3% | +1.3% | +0.4% | +5.6% | -1.2% | +19.3% |
| 2023 | +4.0% | -0.2% | +0.4% | -0.1% | +1.9% | +2.9% | +2.1% | -1.0% | -1.5% | -3.0% | +5.3% | +3.7% | +15.1% |
| 2022 | -4.3% | -1.9% | +2.8% | -2.5% | -2.7% | -5.2% | +8.1% | -2.1% | -5.4% | +2.7% | +1.4% | -4.3% | -13.5% |
| 2021 | -0.2% | +1.7% | +4.7% | +1.1% | +0.0% | +3.5% | +0.9% | +2.3% | -1.7% | +3.5% | +0.4% | +2.8% | +20.5% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +1.8% | +1.8% |
Vanguard LifeStrategy 80% Equity UCITS ETF Acc returned +10.39% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.