HomePortfoliosVanguard LifeStrategy 60% (only bonds)

Vanguard LifeStrategy 60% (only bonds)

Created byuser-aexa96
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None Rebalancing
USD
Low Risk
Multi-currency
5.8yr backtest

Performance Summary

Total Return-13.90%
Annualized Return-2.53%
Volatility+9.37%
Sharpe Ratio-0.48
Max Drawdown+36.86%

Holdings

Asset Allocation

Asset Class

Bonds 100.0%
Holdings Details
A 100% bond ETF portfolio diversified across global government and corporate debt, EUR-hedged for stability.
AssetTypeAllocationTER
VAGF.XETRA
Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating • IE00BG47KH54
ETF
48.0%0.08%
VDTE.XETRA
Vanguard USD Treasury Bond UCITS ETF EUR Hedged Accumulating • IE00BMX0B631
ETF
20.0%0.1%
VGEA.XETRA
Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating • IE00BH04GL39
ETF
13.0%0.07%
VDCE.XETRA
Vanguard USD Corporate Bond UCITS ETF EUR Hedged Accumulating • IE00BGYWFL94
ETF
12.0%0.1%
VECA.XETRA
Vanguard EUR Corporate Bond UCITS ETF Accumulating • IE00BGYWT403
ETF
5.0%0.07%
VGUE.XETRA
Vanguard U.K. Gilt UCITS ETF EUR Hedged Accumulating • IE00BMX0B524
ETF
2.0%0.1%
Total100.0%0.09%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $8,610.2
Histogram of Monthly Returns
The portfolio had a positive return during 32 of the 71 months (45%)
Monthly Returns Heatmap
Best month: +7.9% • Worst month: -8.3% • Best year: 2025 (+17.2%) • Worst year: 2022 (-20.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.9%-0.0%-4.2%+1.6%-0.1%-1.7%-0.3%------2.9%
2025+0.8%+1.1%+3.3%+5.5%-0.0%+4.6%-1.8%+1.0%+1.2%-0.8%+0.5%+0.8%+17.2%
2024-2.5%-1.1%+0.7%-3.1%+2.4%-0.4%+2.8%+3.3%+1.8%-4.1%-1.7%-3.5%-5.6%
2023+3.8%-4.9%+4.8%+2.0%-3.9%+1.8%+0.6%-1.7%-4.7%-0.7%+6.6%+4.7%+7.7%
2022-2.9%-1.7%-3.6%-8.3%+1.2%-4.1%+0.3%-5.3%-6.2%-0.1%+7.9%+1.3%-20.3%
2021-2.2%-2.8%-3.2%+2.5%+1.7%-2.0%+1.4%-0.8%-3.2%-0.3%-1.4%-0.8%-10.7%
2020---------0.9%-0.7%+4.0%+2.1%+4.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +36.86% • The longest drawdown period lasted for 5 years and 6 months and was between January 2021 and July 2026. It reached a trough of -36.9%.

Detailed Metrics

Returns
Total Return
-13.90%
Annualized Return
-2.53%
Avg Monthly Return
-0.16%
Risk
Volatility (Annual)
+9.37%
Max Drawdown
+36.86%
Positive Months
45%
Average Drawdown
-19.4%
Risk-Adjusted
Sharpe Ratio
-0.48
Risk-free rate: 2.0%
Sortino Ratio
-0.51
Downside risk adjusted
Return/Volatility
-0.27
Calmar Ratio
-0.07
Return/Max Drawdown
Ulcer Index
21.30
Drawdown depth & duration
Martin Ratio
-0.00
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$8,610.2
Backtest Period
2020-09-02 to 2026-07-03
5.8 years
Rebalancing
none
Base Currency
USD
Vanguard LifeStrategy 60% (only bonds) | ETF Backtest