Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 80.0% | 0.19% |
IS3S.XETRA iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 10.0% | 0.25% |
5MVL.XETRA iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) • IE00BG0SKF03 | ETF | 10.0% | 0.4% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.5% | +2.9% | -5.8% | +9.4% | +7.9% | +0.9% | -2.0% | +2.8% | +1.1% | - | - | - | +20.6% |
| 2025 | +4.2% | -1.7% | -6.5% | -4.1% | +5.9% | +1.4% | +4.5% | -0.0% | +3.1% | +5.0% | -0.4% | +0.8% | +12.0% |
| 2024 | +2.5% | +3.5% | +3.7% | -1.4% | +1.3% | +4.3% | +0.3% | -0.6% | +1.8% | +0.5% | +6.0% | -0.9% | +22.9% |
| 2023 | +5.1% | -0.1% | -0.0% | -0.1% | +1.9% | +3.6% | +2.8% | -1.2% | -0.9% | -3.7% | +5.5% | +3.8% | +17.6% |
| 2022 | -3.6% | -1.9% | +3.3% | -1.9% | -2.7% | -6.3% | +8.2% | -1.4% | -6.3% | +3.3% | +2.4% | -5.2% | -12.5% |
| 2021 | +1.5% | +3.4% | +5.9% | +1.1% | +0.0% | +3.8% | +0.1% | +2.6% | -1.5% | +3.7% | -0.0% | +4.0% | +27.3% |
| 2020 | -1.6% | -8.1% | -11.7% | +9.0% | +1.5% | +2.4% | -0.6% | +4.9% | -0.7% | -1.8% | +9.3% | +2.2% | +2.8% |
| 2019 | - | - | - | - | - | - | -0.2% | -2.4% | +3.7% | +0.2% | +3.9% | +2.6% | +7.9% |
Value World returned +13.19% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.