Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
WTEM.XETRA WisdomTree Global Quality Dividend Growth UCITS ETF USD Acc • IE00BZ56SW52 | ETF | 30.0% | 0.38% |
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 30.0% | 0.29% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 30.0% | 0.35% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 10.0% | 0.1% |
| Total | 100.0% | 0.32% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.1% | +4.0% | -5.1% | +5.1% | +3.4% | +2.6% | -0.1% | +1.2% | +0.5% | - | - | - | +14.1% |
| 2025 | +4.5% | -1.2% | -5.7% | -4.0% | +4.3% | -0.0% | +3.2% | +1.1% | +1.0% | +2.4% | +1.4% | +0.7% | +7.5% |
| 2024 | +1.2% | +2.0% | +3.5% | -2.0% | +1.0% | +1.6% | +3.0% | -0.5% | +1.1% | -0.1% | +5.9% | -3.2% | +13.8% |
| 2023 | +3.7% | +0.4% | -1.9% | +0.2% | -0.3% | +3.2% | +2.4% | -1.2% | -1.4% | -3.9% | +4.4% | +5.3% | +10.9% |
| 2022 | -3.6% | -0.1% | +3.2% | -1.0% | -2.0% | -6.4% | +8.2% | -1.7% | -5.3% | +4.9% | +1.8% | -4.2% | -6.9% |
| 2021 | +1.6% | +2.9% | +5.9% | +0.7% | +0.3% | +2.7% | +0.5% | +2.0% | -1.0% | +3.0% | -0.7% | +4.6% | +24.7% |
| 2020 | - | - | - | - | - | -2.1% | -1.5% | +4.0% | -0.1% | -1.5% | +9.0% | +2.4% | +10.2% |
Value _div_growth_€ returned +11.57% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.