Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IEVL.LSE iShares Edge MSCI Europe Value Factor UCITS ETF • IE00BQN1K901 | ETF | 50.0% | 0.25% |
5MVL.XETRA iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) • IE00BG0SKF03 | ETF | 28.0% | 0.4% |
IUVF.LSE iShares Edge MSCI USA Value Factor UCITS ETF • IE00BD1F4M44 | ETF | 22.0% | 0.2% |
| Total | 100.0% | 0.28% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.9% | +7.3% | -7.5% | +9.4% | +11.5% | +0.5% | -2.4% | +2.7% | +0.5% | - | - | - | +29.9% |
| 2025 | +6.2% | +1.0% | -1.8% | -2.2% | +4.8% | +3.8% | +4.1% | +1.7% | +3.4% | +6.7% | +1.1% | +2.8% | +36.0% |
| 2024 | -1.5% | +2.7% | +4.4% | +0.2% | +2.4% | -0.5% | +0.9% | -0.6% | +0.4% | +0.2% | +1.4% | -1.0% | +9.0% |
| 2023 | +5.8% | +0.5% | -2.3% | -0.0% | -3.9% | +4.0% | +3.4% | -2.8% | +1.8% | -4.8% | +4.8% | +4.8% | +11.0% |
| 2022 | +1.1% | -2.5% | +1.3% | -0.9% | +2.7% | -8.4% | +2.2% | +1.0% | -5.7% | +3.7% | +6.1% | -1.8% | -2.0% |
| 2021 | +1.6% | +3.0% | +6.2% | +2.1% | +1.1% | +0.1% | -1.7% | +2.3% | -1.3% | +0.1% | -1.0% | +4.5% | +18.1% |
| 2020 | -5.0% | -6.2% | -14.5% | +6.1% | +4.1% | +4.3% | -3.4% | +2.1% | +0.3% | -3.7% | +15.1% | +1.8% | -1.9% |
| 2019 | +5.3% | +0.4% | +1.0% | +2.7% | -4.9% | +6.0% | +3.1% | -4.8% | +3.6% | -2.1% | +2.4% | +2.8% | +15.9% |
| 2018 | - | - | - | - | - | - | - | - | - | - | - | -3.5% | -3.5% |
value balanced returned +13.76% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.