HomePortfoliosV60A & Dimensional

V60A & Dimensional

Optimize FIRE Projection
None Rebalancing
EUR
Low Risk
5.7yr backtest

Performance Summary

Total Return+51.35%
Annualized Return+7.50%
Volatility+7.41%
Sharpe Ratio0.74
Max Drawdown+12.95%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Bonds 50.0%
Holdings Details
Balanced 60/40 ETF portfolio blending global equities and multi-asset bonds for steady long-term growth with reduced volatility.
AssetTypeAllocationTER
V60A.XETRA
Vanguard LifeStrategy 60% Equity UCITS ETF AccumulatingIE00BMVB5P51
ETF
50.0%0.25%
IE00B9L4YR86
Dimensional World Allocation 60/40 Fund EUR AccumulationIE00B9L4YR86
FUND
50.0%0.32%
Total100.0%0.28%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €15,135.28
Histogram of Monthly Returns
The portfolio had a positive return during 45 of the 70 months (64%)
Monthly Returns Heatmap
Best month: +6.4% • Worst month: -5.3% • Best year: 2021 (+15.2%) • Worst year: 2022 (-11.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.5%+1.9%-3.7%+4.7%+3.4%+1.1%-1.2%+1.7%+0.0%---+9.7%
2025+2.3%-0.6%-4.4%-2.3%+3.4%+0.7%+2.6%+0.4%+1.6%+2.4%+0.1%-0.1%+6.0%
2024+1.1%+2.2%+2.6%-1.8%+1.2%+2.0%+1.2%+0.2%+1.2%-0.2%+4.5%-1.2%+13.5%
2023+3.8%-0.6%-0.1%-0.2%+0.6%+2.2%+1.9%-0.9%-1.2%-2.5%+4.3%+3.4%+11.0%
2022-3.0%-1.5%+1.1%-2.4%-1.2%-4.6%+6.4%-2.1%-5.3%+2.8%+2.0%-3.8%-11.6%
2021+0.1%+1.8%+3.6%+0.9%+0.3%+2.2%+0.7%+1.5%-1.4%+2.3%-0.1%+2.4%+15.2%
2020-----------+1.4%+1.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.95% • The longest drawdown period lasted for 2 years and 1 month and was between January 2022 and February 2024. It reached a trough of -13.0%.
When could this portfolio get you to financial independence?

V60A & Dimensional returned +7.50% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+51.35%
Annualized Return
+7.50%
Avg Monthly Return
+0.62%
Risk
Volatility (Annual)
+7.41%
Max Drawdown
+12.95%
Positive Months
64%
Average Drawdown
-3.9%
Risk-Adjusted
Sharpe Ratio
0.74
Risk-free rate: 2.0%
Sortino Ratio
0.67
Downside risk adjusted
Return/Volatility
1.01
Calmar Ratio
0.58
Return/Max Drawdown
Ulcer Index
5.03
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
15,135.28
Backtest Period
2020-12-11 to 2026-09-04
5.7 years
Rebalancing
none
Base Currency
EUR