Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
HSUS.LSE HSBC USA Screened Equity UCITS ETF USD • IE00BKY40J65 | ETF | 80.0% | 0.12% |
CSH2.LSE Amundi Smart Overnight Return UCITS ETF GBP Hedged Acc • LU1230136894 | ETF | 20.0% | 0.1% |
| Total | 100.0% | 0.12% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.5% | +1.3% | -2.8% | +6.6% | +7.5% | +0.9% | -1.1% | +4.2% | +0.1% | - | - | - | +15.8% |
| 2025 | +2.9% | -2.7% | -6.5% | -3.9% | +4.6% | +2.6% | +6.0% | +0.2% | +2.4% | +4.2% | -0.2% | +0.4% | +9.7% |
| 2024 | +2.3% | +2.9% | +1.9% | -2.5% | +0.8% | +4.9% | -0.7% | -0.4% | +0.4% | +3.6% | +4.7% | -0.6% | +18.5% |
| 2023 | +1.6% | -0.1% | +0.6% | +0.6% | +1.0% | +2.9% | +1.4% | -0.2% | -0.5% | -1.4% | +3.6% | +3.0% | +13.0% |
| 2022 | -4.1% | -2.1% | +5.0% | -1.7% | -2.4% | -2.9% | +5.0% | +1.2% | -2.4% | +2.4% | -0.9% | -2.6% | -5.8% |
| 2021 | -0.1% | +0.7% | +4.7% | +3.0% | -1.1% | +3.7% | +1.5% | +3.2% | -1.6% | +2.6% | +2.6% | +2.0% | +23.3% |
| 2020 | - | - | - | - | - | +1.5% | -1.6% | +5.6% | -0.8% | -3.1% | +6.3% | +1.1% | +9.1% |
us * cash returned +13.07% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.