Ursulax

Two brokers

Holdings

Asset Allocation

Asset Class

Equity 90.0%Other 10.0%

Holdings Details

Diversified ETF portfolio blending US dividend, global value, international yield, and tech/semiconductor equities for balanced growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SCHD.US Schwab U.S. Dividend Equity ETF • US8085247976	US8085247976	Dist	ETF	35.0%	0.06%
PSWD.XETRA Invesco RAFI All-World Fundamental Value UCITS ETF • IE00B23LNQ02	IE00B23LNQ02	Dist	ETF	30.0%	0.39%
VYMI.US Vanguard International High Dividend Yield Index Fund ETF Shares • US9219467944	US9219467944	Dist	ETF	15.0%	0.22%
SEC0.XETRA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9	IE000I8KRLL9	Acc	ETF	10.0%	0.35%
AIFS.XETRA Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf	-	-	ETF	10.0%	-
Total		Total			100.0%	0.21%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €14,073.69

Histogram of Monthly Returns

The portfolio had a positive return during 14 of the 18 months (78%)

Monthly Returns Heatmap

Best month: +11.2% • Worst month: -6.8% • Best year: 2026 (+28.7%) • Worst year: 2024 (-2.1%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+6.5%	+5.0%	-4.3%	+11.2%	+8.1%	-	-	-	-	-	-	-	+28.7%
2025	+3.6%	+0.0%	-5.6%	-6.8%	+4.6%	+1.4%	+3.0%	+2.1%	+2.9%	+5.1%	+0.4%	+1.2%	+11.8%
2024	-	-	-	-	-	-	-	-	-	-	-	-2.1%	-2.1%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +18.15% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -18.1%.

Dividend Income

Summary

This portfolio contains 3 distributing ETFs (80.0% of total allocation)

Total Dividends Received

€374.99

18 payments

Dividend Yield

2.46%

(annualized)

Avg Per Payment

€20.83

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€55.48	0.45%	3
2025	€251.77	2.54%	12
2024	€67.74	0.69%	3
Total	€374.99	2.46%	18

Detailed Metrics

Returns

Total Return

+40.74%

Annualized Return

+26.61%

Avg Monthly Return

+2.02%

Risk

Volatility (Annual)

+13.88%

Max Drawdown

+18.15%

Positive Months

78%

Average Drawdown

-4.1%

Risk-Adjusted

Sharpe Ratio

1.77

Risk-free rate: 2.0%

Sortino Ratio

1.69

Downside risk adjusted

Return/Volatility

1.92

Calmar Ratio

1.47

Return/Max Drawdown

Ulcer Index

5.42

Drawdown depth & duration

Martin Ratio

0.05

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€14,073.69

Backtest Period

2024-12-09 to 2026-05-22
1.4 years

Rebalancing

none

Base Currency

EUR

Performance Summary

Holdings

Performance

Dividend Income

Detailed Metrics