None Rebalancing
EUR
Moderate Risk
Multi-currency
1.4yr backtest

Performance Summary

Total Return+57.21%
Annualized Return+36.91%
Volatility+17.03%
Sharpe Ratio2.05
Max Drawdown+22.48%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global equity ETF portfolio for dividend income and tech growth, diversified across fundamental, high-yield, semiconductor, and AI infrastructure funds.
AssetTypeAllocationTER
PSRW.SW
Invesco FTSE RAFI All World 3000 UCITS ETFIE00B23LNQ02
ETF
50.0%0.39%
VGWD.XETRA
Vanguard FTSE All-World High Dividend Yield UCITS ETF DistributingIE00B8GKDB10
ETF
20.0%0.29%
SEC0.XETRA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
20.0%0.35%
AINF.AS
iShares AI Infrastructure UCITS ETF USD (Acc)IE000X59ZHE2
ETF
10.0%0.35%
Total100.0%0.36%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €15,721.19
Histogram of Monthly Returns
The portfolio had a positive return during 12 of the 18 months (67%)
Monthly Returns Heatmap
Best month: +15.3% • Worst month: -7.2% • Best year: 2026 (+32.8%) • Worst year: 2024 (-1.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+6.7%+4.1%-6.5%+15.3%+10.9%-------+32.8%
2025+4.0%-0.8%-7.2%-4.9%+6.4%+3.1%+3.1%+1.3%+5.2%+7.5%-0.5%+1.9%+19.6%
2024------------1.4%-1.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +22.48% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -22.5%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (70.0% of total allocation)

Total Dividends Received

240.98

12 payments

Dividend Yield

1.51%

(annualized)

Avg Per Payment

20.08

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202630.26
2025173.47
202437.24
Total240.98

Detailed Metrics

Returns
Total Return
+57.21%
Annualized Return
+36.91%
Avg Monthly Return
+2.68%
Risk
Volatility (Annual)
+17.03%
Max Drawdown
+22.48%
Positive Months
67%
Average Drawdown
-4.1%
Risk-Adjusted
Sharpe Ratio
2.05
Risk-free rate: 2.0%
Sortino Ratio
2.09
Downside risk adjusted
Return/Volatility
2.17
Calmar Ratio
1.64
Return/Max Drawdown
Ulcer Index
5.43
Drawdown depth & duration
Martin Ratio
0.06
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
15,721.19
Backtest Period
2024-12-12 to 2026-05-22
1.4 years
Rebalancing
none
Base Currency
EUR
Ursula2 | +36.9% CAGR | ETF Backtest