2029
You'll be 37
Median scenario: 2029 · Optimistic (90th percentile): 2029
From this point, your portfolio's expected monthly growth exceeds your €500/month contribution. Compounding is now doing more for you than saving is.
2047
You'll be 54
Median scenario: 2047 · Optimistic (90th percentile): 2044
Your portfolio reaches your inflation-adjusted €750.000 target, covering €30.000/year of today's spending power.
2057
Age 65, as set above
Projected balance: €5.624.342 median (406% of your €1.385.692 target)
Optimistic (90th percentile): €10.408.929. Conservative (10th percentile): €3.209.008.