Portefeuille Université de l'épargne 2026 - Re-balancement trimestriel - Supports disponibles sur XTB
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SPYN.XETRA SPDR® MSCI Europe Energy UCITS ETF • IE00BKWQ0F09 | ETF | 25.0% | 0.18% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 25.0% | 0% |
CEBL.XETRA iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969 | ETF | 25.0% | 0.2% |
XJSE.XETRA Xtrackers II Japan Government Bond UCITS ETF 1C • LU0952581584 | ETF | 25.0% | 0.15% |
| Total | 100.0% | 0.13% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +8.4% | +6.4% | -1.7% | +1.7% | +0.7% | -5.1% | +1.3% | +4.2% | +1.7% | - | - | - | +18.3% |
| 2025 | +5.3% | +1.3% | +1.7% | -4.7% | +1.5% | -0.1% | +3.4% | +1.5% | +5.5% | +5.2% | +1.4% | +1.0% | +25.1% |
| 2024 | -1.1% | +0.6% | +5.8% | +2.8% | -0.5% | +1.6% | +1.0% | -0.4% | +1.5% | +1.5% | +0.4% | -1.1% | +12.5% |
| 2023 | +3.3% | -0.9% | +0.2% | -0.8% | -1.3% | -0.8% | +2.6% | -0.8% | +1.3% | +0.4% | +0.7% | +0.4% | +4.4% |
| 2022 | +2.8% | +0.3% | +0.8% | +1.4% | +0.3% | -3.9% | +2.2% | +0.3% | -4.6% | -0.3% | +6.0% | -2.5% | +2.3% |
| 2021 | +2.4% | -0.4% | +0.9% | -1.0% | +1.9% | +0.9% | -2.2% | +1.0% | +1.8% | +1.0% | -0.6% | +1.1% | +7.1% |
| 2020 | -1.4% | -3.1% | -5.9% | +4.3% | -1.8% | +2.4% | +0.7% | +0.3% | -1.3% | +0.3% | +2.9% | +2.0% | -0.9% |
| 2019 | +5.5% | +0.8% | +2.3% | +0.1% | -2.3% | +3.2% | +1.0% | +0.9% | +0.9% | -0.5% | +0.0% | +2.2% | +14.9% |
| 2018 | +1.0% | -1.2% | -0.4% | +3.5% | +2.9% | -2.4% | -0.4% | -1.0% | +0.4% | -2.2% | -0.2% | -1.3% | -1.5% |
| 2017 | +0.4% | +3.2% | +0.7% | -1.0% | -0.7% | -2.9% | +0.3% | +0.6% | +1.2% | +3.2% | -1.1% | +1.1% | +5.0% |
| 2016 | -0.5% | +5.7% | -0.7% | +3.4% | -1.1% | +7.6% | +0.3% | -0.5% | +1.2% | -0.2% | -1.8% | +1.1% | +15.2% |
| 2015 | +9.7% | +1.8% | +1.7% | +0.1% | -0.9% | -3.7% | -3.1% | -4.8% | -1.3% | +6.2% | +1.1% | -4.5% | +1.2% |
| 2014 | - | - | - | - | - | - | - | - | - | +0.9% | -2.4% | +0.7% | -0.9% |
UDE 2026 returned +8.34% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.